What a Travel Agency Provides for the Vacationer
Just as you have many different options when selecting where to travel and what to do when you get there, you also have a variety of choices when selecting the travel agency that will help you to design your perfect vacation. When you are looking for the perfect travel agency to help you with all of your travel needs, it is first important that you understand the basic types of travel agencies from which to choose and significant differences in terms of the services they provide to a vacationer.
Before looking at different niches of travel agencies, one large distinction exists. Do you want to work with an online-based travel agency, or a locally-based travel agency? Depending on how either type of travel agency is run, you can have a vastly different experience. With an online-based travel agency, you can often receive service 24/7 and book your travel at any time that is most convenient to you. You will be able to retrieve information from many online-based travel agencies “on demand,” or exactly when you request it.
With a locally-based travel agency, you can often form relationships with particular travel agents who will also be your main point of contact for any future travel that you plan. In addition, the agents in your locally-based agency will be able to maintain information specific to your desires to help them to provide suggestions for future vacations. These are only a few of the distinctions between online and local travel agencies.
One recent innovation great for the customer is the emergence of travel agencies who provide both of the above - the personal service of a local, walk-in office with the 24/7 and technological convenience of online access to all your itineraries, account information and options for self-service booking when you want it. Look for a national brand with a history of providing reliable service and customer satisfaction; these companies are most likely to provide you with the best of both worlds in travel agency services.
Once you have determined whether you will use an online or a local travel agency, there are additional options from which to choose. The first option to consider is the level of service an agency will provide. Travel agencies can run the gamut from full service to self service. Especially with online travel agencies, information may simply be provided to aid in your travel decisions while leaving much of the leg work to you. If you prefer a travel planning experience that allows you to seek out all of your own information and make all of your decisions and reservations independently, a self service travel agency will be your best bet.
Full service travel agencies, whether online-based or locally-based, offer the exact opposite scenario. They pair an agent with you to provide all of the information you need, when you need it, and to be on hand to help you with all of the travel decisions that you make. In addition, they will handle all of your bookings and payments and logistics, sparing you the need to do so on your own. In between self service and full service agencies are other options that offer a combination of do-it-yourself plans and planning that involves the step-by-step guidance of a travel professional.
The second option is the type of travel an agency may designate as their specialty. Some travel agencies work only with domestic travel planning. They can assist you with any need you may have related to travel within the United States and its possessions. Other travel agencies work specifically to aid travelers in planning overseas travel. A further narrowing of this niche can occur when a travel agency focuses only on one particular area of the world for the travel services they provide, such as Europe or the Caribbean. You can also choose travel agencies that focus only on one particular type of travel, such as cruises or multi-segmented trips. It can be very important for you to decide whether you would like to partner with a niche travel agency, or a travel agency that is more broad-based.
The third option is the type of traveler an agency may specialize in assisting. Some travel agencies only work with a specific demographic of travel. For instance, you may choose a travel agency that caters to single travelers. This type of agency may work to put together travel packages and tours specifically geared towards singles instead of couples or families. Other travel agencies may work with just that - couples or families. Whether they focus on providing romantic destination options for two, or kid-friendly destinations for the whole family, this can be a popular niche for travel agencies. Finally, a travel agency may choose to focus exclusively on business travelers instead of leisure travelers. They may have options available to offer that are particularly suited to travelers who need different amenities and more flexibility in scheduling.
In conclusion there are many services a travel agency provides to make your life easier when planning a vacation or business travel. Most importantly, the agent offers years of expertise and knowledge of other travelers’ experiences from which you can benefit.
Before looking at different niches of travel agencies, one large distinction exists. Do you want to work with an online-based travel agency, or a locally-based travel agency? Depending on how either type of travel agency is run, you can have a vastly different experience. With an online-based travel agency, you can often receive service 24/7 and book your travel at any time that is most convenient to you. You will be able to retrieve information from many online-based travel agencies “on demand,” or exactly when you request it.
With a locally-based travel agency, you can often form relationships with particular travel agents who will also be your main point of contact for any future travel that you plan. In addition, the agents in your locally-based agency will be able to maintain information specific to your desires to help them to provide suggestions for future vacations. These are only a few of the distinctions between online and local travel agencies.
One recent innovation great for the customer is the emergence of travel agencies who provide both of the above - the personal service of a local, walk-in office with the 24/7 and technological convenience of online access to all your itineraries, account information and options for self-service booking when you want it. Look for a national brand with a history of providing reliable service and customer satisfaction; these companies are most likely to provide you with the best of both worlds in travel agency services.
Once you have determined whether you will use an online or a local travel agency, there are additional options from which to choose. The first option to consider is the level of service an agency will provide. Travel agencies can run the gamut from full service to self service. Especially with online travel agencies, information may simply be provided to aid in your travel decisions while leaving much of the leg work to you. If you prefer a travel planning experience that allows you to seek out all of your own information and make all of your decisions and reservations independently, a self service travel agency will be your best bet.
Full service travel agencies, whether online-based or locally-based, offer the exact opposite scenario. They pair an agent with you to provide all of the information you need, when you need it, and to be on hand to help you with all of the travel decisions that you make. In addition, they will handle all of your bookings and payments and logistics, sparing you the need to do so on your own. In between self service and full service agencies are other options that offer a combination of do-it-yourself plans and planning that involves the step-by-step guidance of a travel professional.
The second option is the type of travel an agency may designate as their specialty. Some travel agencies work only with domestic travel planning. They can assist you with any need you may have related to travel within the United States and its possessions. Other travel agencies work specifically to aid travelers in planning overseas travel. A further narrowing of this niche can occur when a travel agency focuses only on one particular area of the world for the travel services they provide, such as Europe or the Caribbean. You can also choose travel agencies that focus only on one particular type of travel, such as cruises or multi-segmented trips. It can be very important for you to decide whether you would like to partner with a niche travel agency, or a travel agency that is more broad-based.
The third option is the type of traveler an agency may specialize in assisting. Some travel agencies only work with a specific demographic of travel. For instance, you may choose a travel agency that caters to single travelers. This type of agency may work to put together travel packages and tours specifically geared towards singles instead of couples or families. Other travel agencies may work with just that - couples or families. Whether they focus on providing romantic destination options for two, or kid-friendly destinations for the whole family, this can be a popular niche for travel agencies. Finally, a travel agency may choose to focus exclusively on business travelers instead of leisure travelers. They may have options available to offer that are particularly suited to travelers who need different amenities and more flexibility in scheduling.
In conclusion there are many services a travel agency provides to make your life easier when planning a vacation or business travel. Most importantly, the agent offers years of expertise and knowledge of other travelers’ experiences from which you can benefit.
Sharia Compliant Investments Providing Consistent Annual Double Digit Returns for 10 - 20 - 30 Year in Extremely Low Risk Investments
Sharia-Compliant Fund Providing Extremely Low Risk Investments and Consistent Annual Double Digit returns for 10 - 20 – 30 Years!
Cabal Capital Management, LLC announces the launch of the Legacy Fund which provides special alternative investment opportunities into extremely low risk, and very high financial return Advanced High Income Generation Projects through direct investments.
This fund which is not a private equity fund and is Sharia-Compliant is unlike all other investment pool funds, hedge funds, etc. that exist today by offering investments that are focused on both strategic and tactical investment opportunities into Highly Advanced Income Generating Project(s) producing crucial and vital, very high demand commercially valued product(s) that are being sold directly into the largest “Major” Consumer Universal Demand Markets in the world. These investments allow risk adverse accredited investors the ability to participate in the revenues generated from these projects which allows for and achieves both capital growth and preservation, while providing the investor an extremely low risk opportunity with the benefit of dependable and sustainable alpha generation and the long term growth from these projects. These fully integrated projects have been designed to last 40 to 50 years or longer for their life cycles regardless of the global financial and credit markets.
Our fund is well positioned to effectively tap into these markets to the benefits of our investors. The growth dynamics of the United States and Western Europe is based upon local, regional and domestic consumption of all the products these projects produce. This fund is targeting routine and consistent annual double digit returns (15 – 21%) to investors un-correlated to all securities, commodities, currencies and the credit markets themselves since there will not be any exposure to these markets. All project investments within this special investment vehicle have been specifically developed and designed to perform across various business cycles regardless of global economic conditions to include recessionary and depressionary environments as well.
The current global credit crisis, current stock market contractions and wild swings in the commodities markets does not and will not impact our ability to produce consistent annual double digit returns now or in the future for our investors since we will never have, need or rely on the credit markets to establish margin accounts or leveraged positions which most all hedge fund type investment vehicles require to operate. We do not require nor will we ever utilize prime services which the large investment banks provide (Bear Stearns, Lehman Brothers, Merrill Lynch, etc.). We do not rely on the stock, commodity or currency exchanges to generate income since we can not control any of the events occurring in those exchanges for our investors, thus we are totally un-correlated to all securities, commodities, currencies and credit markets.
In the case of Deflationary and Inflationary Markets, they will have no real effect on these projects and the products they produce. Coincidentally inflation will only increase the value of the products coming out of the projects. Deflationary markets will have very minimal impact on the products produced within these projects since these products are and always will be vital for any country to maintain a stable economy, thus they will always be in very high demand through out the world regardless of the global economic conditions.
Risk issues are always addressed through risk management and the review procedures for each and every investment made. Unlike most projects which have been developed, planned and master planned, every assumption for each project invested in has been tested, validated, verified and proven or it’s not incorporated into these project(s). Each and every project is also backed up by a detailed Input / Output Financial Cash Model which is a detailed Program / Project Financial Blueprint that shows the quarterly inter-relationships of investments, operational production revenues, operational expenses at all levels, taxes, imposts and fees, special circumstances events, and financial obligations during the life of the Program / Project.
Since energy production and consumption is the key element to any industrialized country, and with energy consumption increasing globally at an annual rate of 5 – 6 %, energy is and always will be vital to both the U.S. and Western European Economies. Allocating to Energy and Bio-Fuels production are two major key areas of involvement and investments within our seven pronged program investment strategies approach, which consists of the following options available to us: Energy: Oil & Gas (Example Project to follow), Bio Fuels: Algae Based Bio-Diesel and Jatropha Curcas {plant} direct fuel source. Algae Based Bio-Diesel is a direct fuel source currently available and ready for full scale production and delivery {This is Direct Fuel Source and is not a blend for gasoline or other fuel sources!} Algae Based Bio-Diesel Fuel production utilizes proprietary photo enhanced, micro nutrient enhanced, continuous flow, automated, sensor quality controlled, bio-chemical industrial processes and then are pressed, centrifuged, oils separated from water, water treated, cooked, cracked and treated all within a 12 hour cycle (Start to Finish) to complete one batch made ready for use in any diesel engine. Initially 270 Million Gallons per quarter to several Billion Gallons of bio-diesel per quarter will be produced depending upon the initial size of a project program. This Algae Based Bio-Diesel Fuel source has a Cetane Rating of 105 -117 compared to 80 – 85 Cetane Rating for #1 diesel fuel currently produced by all the major oil companies, which provides more power, better millage and performance while emitting 60 – 70% less emissions across the board vs. normal standard crude oil based diesel fuels. This Algae Based Bio-Diesel product emits no sulfur and or nitrogen into the atmosphere, Alternative Energy: Solar / Concentrated Solar Thermal Power Production, Wind and Electric Fuel Cell Systems, Natural Resources: Gold, Platinum and other Precious Metals Groups and Diamond Mining: Refining, Assaying, Separation using advanced physical technologies and Bullion production of Gold and Platinum as well as Processing, Cutting, Valuation Appraisals of Diamonds and other Precious Stones, Water: Proprietary Water Science / Technology to Produce Fresh Drinking Water to meet Agricultural, Industrial and Human Public Health needs in critically water short areas through Water production, bottling facilities and distribution. This can be accomplished with any available water supply {in ground water tables, above and below ground reservoirs with a high saline content normally not recommended for human consumption}, Sea Waters & Brackish Waters anywhere Globally, Hydroponics: Food Production: Fish Shrimp, Prawns, Fruits Vegetables utilizing USDA inspectors to garner Grade A Choice Status to include direct marketing into Major U.S.A. and International Consumer Demand Markets, and Special Opportunities: Aviation Fuels: JP-1 to JP-12 for Commercial and Military Applications from Algae Based Direct Fuel Sources as well as Advanced Hyper-Speed Information Technologies and other Advanced High Income Generation Project Opportunities as they become available.
It should be noted that traditional large project investments consist normally of only one income generation production element and typically requires three years at the earliest before the investors see any type of modest return on their investment. Our projects produce immediate results in the first year due to their very nature and global demand. These Exclusive World Class Projects which are available to us for investments have no less than 2, but normally include 5 or more Major Integrated Income Production Elements within each project. It should also be noted that each income producing element within these projects are so strong that they could stand on their own and support the entire project, which is why many of these elements are developed together to form an Advanced Integrated Income Generation Project depending upon the requirements and location of the program.
All of the projects that this special opportunity fund invests in involve Proprietary Advanced Technologies and Advanced Physical Science / Processes (not known to the great majority of Asset Manager Companies Staffs). Other types of investment pool managers, hedge funds, etc. do not know or even have access to these world class development engineering people and the technologies assets and projects that they develop, implement and manage. Currently we have in excess of $10 Billion Dollars worth of Advanced High Income Generation Projects available to us for investments.
These projects are developed, implemented and managed by Highly Reliable, Senior Internationally Experienced Technical Managers, Senior Science Managers and Senior Logistics / Project Security Management Staff. There are in excess of 300 Top Level Executive Technical Managers with over 30 years of Experience in each of their perspective Development Sectors available for all projects that our fund invests in. These projects are designed to insure extreme depth of expertise and experience management which is available to any project at any and every stage of the project program, regardless of location of the project anywhere globally.
We understand that most Investors, Sovereign Wealth Funds, Major International Banks, Hedge Funds, Fund of Funds, Private Equity Funds and others do not have the technical resources, capability, background and or understanding to evaluate, determine and differentiate between good and bad Large Advanced High Income Generation Projects, Project Developers, Project Implementation Capability and Management of Highly Integrated Multiple Income Steam Revenue Generation Projects.
This is the strength of the Asset Manager and where he excels; during the past several years he has been mentored, tutored and trained by some of the oldest and most highly respected, responsible, highly sought after and experienced Development Engineers who have planned, master planned, developed, managed, evaluated and trouble shot Economic Development Projects, Strong Multiple Stream Income Generation Projects, conducted Nation Building and Humanitarian Projects in over 65 countries during the past 40 years. The training he has received allows him to thoroughly review, comprehend and evaluate Project Development, Project Implementation, Logistics, Security and Management of these projects as well as the risk management associated with each potential investment. This process has provided him with the understanding, knowledge and insights of Project Development, Implementation, Logistics Operations and Infrastructure development of large income generation projects to determine unequivocally, which Highly Advanced Income Production Projects are viable and which ones are questionable investments at best.
Another Special Note of consideration is that each investment will bring with it potential tax advantages not typically found with other types of investments. Depending on where the project(s) are located and how the project are legally structured and set up (Development Corporations, Development Authorities, etc. which are authorized by local, state or federal governments) could result in tremendous tax advantages, which each investors tax advisor will need to qualify and determine the best approach for each investors own tax liabilities depending upon their current tax status, situation and strategies.
The results of this Special Investment Vehicle fund are highly advantageous investment opportunities that by far exceed the majority of investment opportunities available to investors from a financial return as well as extremely low risk standpoint by investing in Outstanding Advanced High Income Generation Projects carried out by highly reliable and responsible individuals and organizations.
Face to face meetings are welcomed and encouraged in order to qualify, verify and validate these investment opportunities which stem from the Americana way of project development and implementation with the application of Science, Engineering, Logistics, Security and Management which dates back to over 200 Years during the American Expansion of the United States of America. Never before in the history of mankind has the shear number and sizes of these Consumer Universal Demand Markets been in place and more importantly, primed and ready to handle and accept these vital, crucial and very high demand, commercially valued products coming from these projects.
Headquartered in San Antonio, Texas, Cabal Capital Management, L.L.C. is managed by Kent Sullivan: www.cabalcapitalmanagement.com
** Fully Integrated Dual Element - Oil & Gas / Real Example Project **
This Oil & Gas production program is headed up by a Top Level Senior International Consultant who is an Oil and Gas Industry Executive which has been involved in the Oil & Gas Industry over the past 50 years. This Oil & Gas Executive is the Systems Developer, Scientist, Equipment Designer and Engineer who is recognized as an expert in his field by the U.S. Department of Energy who also has called him upon him frequently in the past to trouble shoot particular Oil and Gas fields as a technical advisor and as a trouble shooter to rectify any and all problems associated with troubled oil and gas production fields.
This Top Senior International Consultant has a proprietary and proven 12 step methodology for siting, drilling, completing and production techniques for all wells. He has a historical commercial success rate of 92% for bringing in all of his wells sited, drilled, completed and producing which also has a normal life span of 15 to 20 plus year’s worth of production.
This Advanced High Income Generation Oil and Gas project is comprised of the following: A Top Down Electric Air Hammer System which is highly sensorized with Professional Engineers and Scientists managing all operational positions. These auto sensor rigs provide detailed information by satellite to a centralized operations and training center where all decisions are made by people with 45 – 50 years of successful completion and production experience.
Each oil and gas well completed will be drilled in both soft and hard rock beds and will vary in depths from 3,000 feet to over 13,000 feet. All wells in this program will be completed initially in the state of Texas, in the United States of America.
Typical production wells will produce 60 barrels of oil per day to 500 – 600 barrels of oil per day and the gas wells will produce in a typical range of 2 million cubic feet of natural gas per day to in excess of 20 million cubic feet of natural gas per day. The total net operating investment will be returned within 4 months of production for each well.
Multiple producing formations will be completed and isolated with proprietary tools and instruments which will be operated simultaneously through out the life of the wells. The typical life of these well are 15 – 20 years because of the 12 different proprietary methods used for siting, drilling, completion and production techniques, tools, proprietary materials and instruments used on each and every well which prevents formation damage and increases the life cycle of each well to maximize the highest production obtainable.
This program consists of hundreds of oil and gas wells sited, drilled, completed and in production within a 1 – 2 year period. These wells will be sited, drilled and completed in historically very well known and documented oil and gas producing formations within the state of Texas, in the United States of America.
Investors will receive an estimated 15 – 21% annual return per year on their investment, with payments coming at the end of each year from this program. The threshold investment will be an aggregate amount of $400 hundred million dollars which is what the minimum program investment calls for. A $10 Million dollar minimum investment is the entry point for this program, with all others being on a case by case basis.
Estimated program revenues are based on $60 dollars a barrel and $6.5 dollars per thousand cubic foot of natural gas. Over the last year crude oil (West Texas Intermediate) has sold as low as $50 dollars a barrel up to as much as $147 dollars a barrel. Over the past year natural gas has sold from $5.5 dollars a thousand cubic foot to $11.3 dollars per thousand cubic foot.
Example Oil & Gas Well Profile: One well; properly sited, drilled, completed and producing will conservatively produce 100 barrels of oil per day and 4 million cubic foot of natural gas per day. This provides the overall program (100 barrels x $60 per barrel = $6,000) $6,000 dollars per day of revenue. Each 4,000 cubic foot of natural gas (4,000 x $6.5 per thousand cubic foot = $26,000) $26,000 dollars per day of revenue. Total revenue for this example is estimated at $32,000 dollars per day of program revenue for this example.
** All wells in this program will not produce the same **
Each month this represents a program return of (30 days x $32,000 = $960,000) $960,000 dollars of revenue coming from this one (1) example well. The investment program we are offering involve several hundreds of program wells being sited, drilled, completed and operating within a 1 to 2 year period.
Remember, this is only two elements of a fully integrated Advanced High Income Generation Project which will involve in most cases several other elements (normally 5 or more) to generate very substantial amounts of revenues over the course of the project life. With the combination of several other Advanced High Income Generation Elements within one project, this will enhance the financial returns and revenues of the program itself, and thus will also greatly reduce and virtually eliminate any associated risk due to the diversification of the different Major Income Generation elements within each project.
Once again, the result of this Special Investment Vehicle fund are highly advantageous investment opportunities that by far exceed the majority of investment opportunities from a financial return and an extremely low risk standpoint by investing in Outstanding Advanced High Income Generation Projects.
Headquartered in San Antonio, Texas, Cabal Capital Management, L.L.C. is managed by Kent Sullivan: www.cabalcapitalmanagement.com
Cabal Capital Management, LLC announces the launch of the Legacy Fund which provides special alternative investment opportunities into extremely low risk, and very high financial return Advanced High Income Generation Projects through direct investments.
This fund which is not a private equity fund and is Sharia-Compliant is unlike all other investment pool funds, hedge funds, etc. that exist today by offering investments that are focused on both strategic and tactical investment opportunities into Highly Advanced Income Generating Project(s) producing crucial and vital, very high demand commercially valued product(s) that are being sold directly into the largest “Major” Consumer Universal Demand Markets in the world. These investments allow risk adverse accredited investors the ability to participate in the revenues generated from these projects which allows for and achieves both capital growth and preservation, while providing the investor an extremely low risk opportunity with the benefit of dependable and sustainable alpha generation and the long term growth from these projects. These fully integrated projects have been designed to last 40 to 50 years or longer for their life cycles regardless of the global financial and credit markets.
Our fund is well positioned to effectively tap into these markets to the benefits of our investors. The growth dynamics of the United States and Western Europe is based upon local, regional and domestic consumption of all the products these projects produce. This fund is targeting routine and consistent annual double digit returns (15 – 21%) to investors un-correlated to all securities, commodities, currencies and the credit markets themselves since there will not be any exposure to these markets. All project investments within this special investment vehicle have been specifically developed and designed to perform across various business cycles regardless of global economic conditions to include recessionary and depressionary environments as well.
The current global credit crisis, current stock market contractions and wild swings in the commodities markets does not and will not impact our ability to produce consistent annual double digit returns now or in the future for our investors since we will never have, need or rely on the credit markets to establish margin accounts or leveraged positions which most all hedge fund type investment vehicles require to operate. We do not require nor will we ever utilize prime services which the large investment banks provide (Bear Stearns, Lehman Brothers, Merrill Lynch, etc.). We do not rely on the stock, commodity or currency exchanges to generate income since we can not control any of the events occurring in those exchanges for our investors, thus we are totally un-correlated to all securities, commodities, currencies and credit markets.
In the case of Deflationary and Inflationary Markets, they will have no real effect on these projects and the products they produce. Coincidentally inflation will only increase the value of the products coming out of the projects. Deflationary markets will have very minimal impact on the products produced within these projects since these products are and always will be vital for any country to maintain a stable economy, thus they will always be in very high demand through out the world regardless of the global economic conditions.
Risk issues are always addressed through risk management and the review procedures for each and every investment made. Unlike most projects which have been developed, planned and master planned, every assumption for each project invested in has been tested, validated, verified and proven or it’s not incorporated into these project(s). Each and every project is also backed up by a detailed Input / Output Financial Cash Model which is a detailed Program / Project Financial Blueprint that shows the quarterly inter-relationships of investments, operational production revenues, operational expenses at all levels, taxes, imposts and fees, special circumstances events, and financial obligations during the life of the Program / Project.
Since energy production and consumption is the key element to any industrialized country, and with energy consumption increasing globally at an annual rate of 5 – 6 %, energy is and always will be vital to both the U.S. and Western European Economies. Allocating to Energy and Bio-Fuels production are two major key areas of involvement and investments within our seven pronged program investment strategies approach, which consists of the following options available to us: Energy: Oil & Gas (Example Project to follow), Bio Fuels: Algae Based Bio-Diesel and Jatropha Curcas {plant} direct fuel source. Algae Based Bio-Diesel is a direct fuel source currently available and ready for full scale production and delivery {This is Direct Fuel Source and is not a blend for gasoline or other fuel sources!} Algae Based Bio-Diesel Fuel production utilizes proprietary photo enhanced, micro nutrient enhanced, continuous flow, automated, sensor quality controlled, bio-chemical industrial processes and then are pressed, centrifuged, oils separated from water, water treated, cooked, cracked and treated all within a 12 hour cycle (Start to Finish) to complete one batch made ready for use in any diesel engine. Initially 270 Million Gallons per quarter to several Billion Gallons of bio-diesel per quarter will be produced depending upon the initial size of a project program. This Algae Based Bio-Diesel Fuel source has a Cetane Rating of 105 -117 compared to 80 – 85 Cetane Rating for #1 diesel fuel currently produced by all the major oil companies, which provides more power, better millage and performance while emitting 60 – 70% less emissions across the board vs. normal standard crude oil based diesel fuels. This Algae Based Bio-Diesel product emits no sulfur and or nitrogen into the atmosphere, Alternative Energy: Solar / Concentrated Solar Thermal Power Production, Wind and Electric Fuel Cell Systems, Natural Resources: Gold, Platinum and other Precious Metals Groups and Diamond Mining: Refining, Assaying, Separation using advanced physical technologies and Bullion production of Gold and Platinum as well as Processing, Cutting, Valuation Appraisals of Diamonds and other Precious Stones, Water: Proprietary Water Science / Technology to Produce Fresh Drinking Water to meet Agricultural, Industrial and Human Public Health needs in critically water short areas through Water production, bottling facilities and distribution. This can be accomplished with any available water supply {in ground water tables, above and below ground reservoirs with a high saline content normally not recommended for human consumption}, Sea Waters & Brackish Waters anywhere Globally, Hydroponics: Food Production: Fish Shrimp, Prawns, Fruits Vegetables utilizing USDA inspectors to garner Grade A Choice Status to include direct marketing into Major U.S.A. and International Consumer Demand Markets, and Special Opportunities: Aviation Fuels: JP-1 to JP-12 for Commercial and Military Applications from Algae Based Direct Fuel Sources as well as Advanced Hyper-Speed Information Technologies and other Advanced High Income Generation Project Opportunities as they become available.
It should be noted that traditional large project investments consist normally of only one income generation production element and typically requires three years at the earliest before the investors see any type of modest return on their investment. Our projects produce immediate results in the first year due to their very nature and global demand. These Exclusive World Class Projects which are available to us for investments have no less than 2, but normally include 5 or more Major Integrated Income Production Elements within each project. It should also be noted that each income producing element within these projects are so strong that they could stand on their own and support the entire project, which is why many of these elements are developed together to form an Advanced Integrated Income Generation Project depending upon the requirements and location of the program.
All of the projects that this special opportunity fund invests in involve Proprietary Advanced Technologies and Advanced Physical Science / Processes (not known to the great majority of Asset Manager Companies Staffs). Other types of investment pool managers, hedge funds, etc. do not know or even have access to these world class development engineering people and the technologies assets and projects that they develop, implement and manage. Currently we have in excess of $10 Billion Dollars worth of Advanced High Income Generation Projects available to us for investments.
These projects are developed, implemented and managed by Highly Reliable, Senior Internationally Experienced Technical Managers, Senior Science Managers and Senior Logistics / Project Security Management Staff. There are in excess of 300 Top Level Executive Technical Managers with over 30 years of Experience in each of their perspective Development Sectors available for all projects that our fund invests in. These projects are designed to insure extreme depth of expertise and experience management which is available to any project at any and every stage of the project program, regardless of location of the project anywhere globally.
We understand that most Investors, Sovereign Wealth Funds, Major International Banks, Hedge Funds, Fund of Funds, Private Equity Funds and others do not have the technical resources, capability, background and or understanding to evaluate, determine and differentiate between good and bad Large Advanced High Income Generation Projects, Project Developers, Project Implementation Capability and Management of Highly Integrated Multiple Income Steam Revenue Generation Projects.
This is the strength of the Asset Manager and where he excels; during the past several years he has been mentored, tutored and trained by some of the oldest and most highly respected, responsible, highly sought after and experienced Development Engineers who have planned, master planned, developed, managed, evaluated and trouble shot Economic Development Projects, Strong Multiple Stream Income Generation Projects, conducted Nation Building and Humanitarian Projects in over 65 countries during the past 40 years. The training he has received allows him to thoroughly review, comprehend and evaluate Project Development, Project Implementation, Logistics, Security and Management of these projects as well as the risk management associated with each potential investment. This process has provided him with the understanding, knowledge and insights of Project Development, Implementation, Logistics Operations and Infrastructure development of large income generation projects to determine unequivocally, which Highly Advanced Income Production Projects are viable and which ones are questionable investments at best.
Another Special Note of consideration is that each investment will bring with it potential tax advantages not typically found with other types of investments. Depending on where the project(s) are located and how the project are legally structured and set up (Development Corporations, Development Authorities, etc. which are authorized by local, state or federal governments) could result in tremendous tax advantages, which each investors tax advisor will need to qualify and determine the best approach for each investors own tax liabilities depending upon their current tax status, situation and strategies.
The results of this Special Investment Vehicle fund are highly advantageous investment opportunities that by far exceed the majority of investment opportunities available to investors from a financial return as well as extremely low risk standpoint by investing in Outstanding Advanced High Income Generation Projects carried out by highly reliable and responsible individuals and organizations.
Face to face meetings are welcomed and encouraged in order to qualify, verify and validate these investment opportunities which stem from the Americana way of project development and implementation with the application of Science, Engineering, Logistics, Security and Management which dates back to over 200 Years during the American Expansion of the United States of America. Never before in the history of mankind has the shear number and sizes of these Consumer Universal Demand Markets been in place and more importantly, primed and ready to handle and accept these vital, crucial and very high demand, commercially valued products coming from these projects.
Headquartered in San Antonio, Texas, Cabal Capital Management, L.L.C. is managed by Kent Sullivan: www.cabalcapitalmanagement.com
** Fully Integrated Dual Element - Oil & Gas / Real Example Project **
This Oil & Gas production program is headed up by a Top Level Senior International Consultant who is an Oil and Gas Industry Executive which has been involved in the Oil & Gas Industry over the past 50 years. This Oil & Gas Executive is the Systems Developer, Scientist, Equipment Designer and Engineer who is recognized as an expert in his field by the U.S. Department of Energy who also has called him upon him frequently in the past to trouble shoot particular Oil and Gas fields as a technical advisor and as a trouble shooter to rectify any and all problems associated with troubled oil and gas production fields.
This Top Senior International Consultant has a proprietary and proven 12 step methodology for siting, drilling, completing and production techniques for all wells. He has a historical commercial success rate of 92% for bringing in all of his wells sited, drilled, completed and producing which also has a normal life span of 15 to 20 plus year’s worth of production.
This Advanced High Income Generation Oil and Gas project is comprised of the following: A Top Down Electric Air Hammer System which is highly sensorized with Professional Engineers and Scientists managing all operational positions. These auto sensor rigs provide detailed information by satellite to a centralized operations and training center where all decisions are made by people with 45 – 50 years of successful completion and production experience.
Each oil and gas well completed will be drilled in both soft and hard rock beds and will vary in depths from 3,000 feet to over 13,000 feet. All wells in this program will be completed initially in the state of Texas, in the United States of America.
Typical production wells will produce 60 barrels of oil per day to 500 – 600 barrels of oil per day and the gas wells will produce in a typical range of 2 million cubic feet of natural gas per day to in excess of 20 million cubic feet of natural gas per day. The total net operating investment will be returned within 4 months of production for each well.
Multiple producing formations will be completed and isolated with proprietary tools and instruments which will be operated simultaneously through out the life of the wells. The typical life of these well are 15 – 20 years because of the 12 different proprietary methods used for siting, drilling, completion and production techniques, tools, proprietary materials and instruments used on each and every well which prevents formation damage and increases the life cycle of each well to maximize the highest production obtainable.
This program consists of hundreds of oil and gas wells sited, drilled, completed and in production within a 1 – 2 year period. These wells will be sited, drilled and completed in historically very well known and documented oil and gas producing formations within the state of Texas, in the United States of America.
Investors will receive an estimated 15 – 21% annual return per year on their investment, with payments coming at the end of each year from this program. The threshold investment will be an aggregate amount of $400 hundred million dollars which is what the minimum program investment calls for. A $10 Million dollar minimum investment is the entry point for this program, with all others being on a case by case basis.
Estimated program revenues are based on $60 dollars a barrel and $6.5 dollars per thousand cubic foot of natural gas. Over the last year crude oil (West Texas Intermediate) has sold as low as $50 dollars a barrel up to as much as $147 dollars a barrel. Over the past year natural gas has sold from $5.5 dollars a thousand cubic foot to $11.3 dollars per thousand cubic foot.
Example Oil & Gas Well Profile: One well; properly sited, drilled, completed and producing will conservatively produce 100 barrels of oil per day and 4 million cubic foot of natural gas per day. This provides the overall program (100 barrels x $60 per barrel = $6,000) $6,000 dollars per day of revenue. Each 4,000 cubic foot of natural gas (4,000 x $6.5 per thousand cubic foot = $26,000) $26,000 dollars per day of revenue. Total revenue for this example is estimated at $32,000 dollars per day of program revenue for this example.
** All wells in this program will not produce the same **
Each month this represents a program return of (30 days x $32,000 = $960,000) $960,000 dollars of revenue coming from this one (1) example well. The investment program we are offering involve several hundreds of program wells being sited, drilled, completed and operating within a 1 to 2 year period.
Remember, this is only two elements of a fully integrated Advanced High Income Generation Project which will involve in most cases several other elements (normally 5 or more) to generate very substantial amounts of revenues over the course of the project life. With the combination of several other Advanced High Income Generation Elements within one project, this will enhance the financial returns and revenues of the program itself, and thus will also greatly reduce and virtually eliminate any associated risk due to the diversification of the different Major Income Generation elements within each project.
Once again, the result of this Special Investment Vehicle fund are highly advantageous investment opportunities that by far exceed the majority of investment opportunities from a financial return and an extremely low risk standpoint by investing in Outstanding Advanced High Income Generation Projects.
Headquartered in San Antonio, Texas, Cabal Capital Management, L.L.C. is managed by Kent Sullivan: www.cabalcapitalmanagement.com
Psychological Self-improvement: Ways To Overcome Fear
People are usually afraid of negative things. They are afraid of self-improvement because of this fear. Psychological self-improvement may help you in this situation.
In psychological self-improvement, The best way to remove this fear is to understand that life is always in the cycle of ups and downs. No one is permanently up or permanently down. Remember that no one can avoid these ups and downs even the most envied Hollywood stars.
What we should do about these downs is to learn from it and not to avoid it. We should learn how to handle our problems for our psychological self-improvement.
Problems affect us every day. These problems bring us misery due to the fact that we have feelings. We should never loose hope in figuring out solutions to these problems. All we need is to learn how to overcome it and not to be overcome.
Problems can never be overcome but we can learn from them. This is where Psychology plays an important role.
Psychologists say that we should always be careful in our decisions concerning our problems. We should handle our problems properly and learn how to deal with it. Learning from mistakes helps us in preparing ourselves for psychological self-improvement
There are a lot of myths about every event in our lives is due to pre-determined reason. Another belief says that what we encounter in our lives today is our preparation for other things that may come in our lives. To understand what may happen to us in the future, we must learn from the present.
With all that, it is also true that the unexpected can happen anytime. However, you should keep in mind that a psychological self-improvement is not always for the worse and consequently, you must never let go of a chance, because you are afraid to take the risk.
Remember that, from time to time, something has to happen in order to free you from monotony, so you shouldn’t be surprised if, at a certain moment in time, instead of being afraid of change, you desire it with all your heart.
If there are some things that hinder you from going on, here are some tips to help you move forward:
Just think of the positive impacts results from the psychological self-improvement. Know important they are and reflect on how to increase them, by adding some other good aspects, which need certain assistance.
Try to picture somebody else in your situation, as picturing ourselves in a less desirable position, always looks more dramatic than it really is. If you realize that the other person can handle the change, you can be sure you’ll be able to handle it as well. This is a good psychological self-improvement.
Think of the worst situation that can result after the self-improvement. Try to find various solutions to it. Reflect on how much you can loose, if the worst happened, and how important those things are to you. If you find more than one reasonable solution, you are safe and the self-improvement can’t be stronger than you are!
Self-improvement is not bad at all. All we need is to learn how to handle some negative changes. We should also reflect from it to learn and use it in the future events that we may encounter. This could be your ultimate psychological self-improvement.
In psychological self-improvement, The best way to remove this fear is to understand that life is always in the cycle of ups and downs. No one is permanently up or permanently down. Remember that no one can avoid these ups and downs even the most envied Hollywood stars.
What we should do about these downs is to learn from it and not to avoid it. We should learn how to handle our problems for our psychological self-improvement.
Problems affect us every day. These problems bring us misery due to the fact that we have feelings. We should never loose hope in figuring out solutions to these problems. All we need is to learn how to overcome it and not to be overcome.
Problems can never be overcome but we can learn from them. This is where Psychology plays an important role.
Psychologists say that we should always be careful in our decisions concerning our problems. We should handle our problems properly and learn how to deal with it. Learning from mistakes helps us in preparing ourselves for psychological self-improvement
There are a lot of myths about every event in our lives is due to pre-determined reason. Another belief says that what we encounter in our lives today is our preparation for other things that may come in our lives. To understand what may happen to us in the future, we must learn from the present.
With all that, it is also true that the unexpected can happen anytime. However, you should keep in mind that a psychological self-improvement is not always for the worse and consequently, you must never let go of a chance, because you are afraid to take the risk.
Remember that, from time to time, something has to happen in order to free you from monotony, so you shouldn’t be surprised if, at a certain moment in time, instead of being afraid of change, you desire it with all your heart.
If there are some things that hinder you from going on, here are some tips to help you move forward:
Just think of the positive impacts results from the psychological self-improvement. Know important they are and reflect on how to increase them, by adding some other good aspects, which need certain assistance.
Try to picture somebody else in your situation, as picturing ourselves in a less desirable position, always looks more dramatic than it really is. If you realize that the other person can handle the change, you can be sure you’ll be able to handle it as well. This is a good psychological self-improvement.
Think of the worst situation that can result after the self-improvement. Try to find various solutions to it. Reflect on how much you can loose, if the worst happened, and how important those things are to you. If you find more than one reasonable solution, you are safe and the self-improvement can’t be stronger than you are!
Self-improvement is not bad at all. All we need is to learn how to handle some negative changes. We should also reflect from it to learn and use it in the future events that we may encounter. This could be your ultimate psychological self-improvement.
Zen Estilo is Maruti Playing on Its Strengths
The Zen Estilo is a cute car, though not cute as a rabbit like the Matiz. It is more of a warped cuteness. It’s more like a cross between Drew Barrymore and the Mogwai from Gremlins. To put it in perspective, I loved it, my wife hated it. It should have been the other way around since it is supposed to be a cute car.
But it’s not the cuteness that the Zen Estilo is about. The new hatchback from Maruti is all about the company playing on its strengths and playing to the gallery. So what we have is a very dependable package at a very attractive price.
The dependable package comes from the ALTO platform which already provides the underpinnings for the Alto and Wagon R models from Maruti. The ALTO platform is recognized in Suzuki under a large number of names (YC3 / YC4 / YC5 / YR3 / YR6 / YL6 etc etc) though the iteration which provides the underpinnings here is the YL6 version. The body shell look quite similar to the just out-of-production MR Wagon though I am not sure if Maruti shipped some moulds and dies from Japan to India.
The Estilo comes with the same engine as the Wagon R and some bits and pieces in the interiors can be traced to some other Maruti models. Sure cost saving is the buzzword here, though it walks the thin wire of adding to the sales volumes and eating the Wagon R for breakfast. The closeness to the Wagon R cannot be avoided and Maruti marketing will have a tough task of positioning the Wagon R and Zen Estilo with minimum cannibalization.
Maruti is again playing the introductory price gimmick with the Estilo - the car will be available for an unbelievable price of INR 319,000 till the time Maruti marketing boffins decide that enough is enough. The gimmick worked very well with the Swift and it seems to be working fine with the Estilo - with 10,000 bookings in 10 days.
But it’s not the cuteness that the Zen Estilo is about. The new hatchback from Maruti is all about the company playing on its strengths and playing to the gallery. So what we have is a very dependable package at a very attractive price.
The dependable package comes from the ALTO platform which already provides the underpinnings for the Alto and Wagon R models from Maruti. The ALTO platform is recognized in Suzuki under a large number of names (YC3 / YC4 / YC5 / YR3 / YR6 / YL6 etc etc) though the iteration which provides the underpinnings here is the YL6 version. The body shell look quite similar to the just out-of-production MR Wagon though I am not sure if Maruti shipped some moulds and dies from Japan to India.
The Estilo comes with the same engine as the Wagon R and some bits and pieces in the interiors can be traced to some other Maruti models. Sure cost saving is the buzzword here, though it walks the thin wire of adding to the sales volumes and eating the Wagon R for breakfast. The closeness to the Wagon R cannot be avoided and Maruti marketing will have a tough task of positioning the Wagon R and Zen Estilo with minimum cannibalization.
Maruti is again playing the introductory price gimmick with the Estilo - the car will be available for an unbelievable price of INR 319,000 till the time Maruti marketing boffins decide that enough is enough. The gimmick worked very well with the Swift and it seems to be working fine with the Estilo - with 10,000 bookings in 10 days.
The Importance of Pursuing Mental Health Integration
Why Pursue Mental Health Integration?
It is the right thing to do: The NCCBH vision statement provides the foundation for our work: We are committed to creating and sustaining healthy and secure communities, achieved through a system that holds the needs of consumers paramount, regardless of their ability to pay.
Vital to this commitment is a network of organizations and advocates promoting services of unparalleled value.
NCCBH members primarily serve public sector consumers, those with severe and persistent mental illness or serious emotional disturbance-the needs of this population are often overlooked in primary care and integration planning. We must assure that their needs as well as the needs of the broader community are appropriately addressed.
Many people in the broader community now receive their behavioral healthcare in a primary care setting, and the gap between the medical and behavioral healthcare systems must be bridged: As noted by Robin Dea and many other commentators, there is:
“evidence that many, if not most, people coming into primary care are being treated for psychosocial problems, not organically based medical disease . . . evidence of medical cost offsets from treating behavioral health problems presenting as physical health problems in the primary care setting . . . the assumption that if adequate detection of early stage psychiatric illness took place in primary care, there would be some prevention of patients going to more severe episodes of major psychiatric illnesses . . . and primary care is where most people who have behavioral health problems are in fact seen.”
Some of the important findings from the research field include:
-The Epidemiologic Catchment Area (ECA) Study and articles based on this survey data, reported the finding that about 50% of care for common mental disorders was delivered in general medical settings. However, many subsequent studies have shown that these disorders may be undiagnosed or under-treated.
-Screening systems, treatment guidelines and provider education in primary care are necessary but not sufficient steps to ensure a difference in outcomes.
-Collaborative and stepped care has been shown to achieve outcomes that are better than “usual care”.
There is the opportunity for quality improvement of care within the primary care and specialty behavioral healthcare settings: Studies have shown that many people with depression stop taking their medications before the minimal time required to effectively treat an episode of depression. Patients at Group Health Cooperative who initiated medications for depression with their primary care physician and received targeted stepped up care and relapse prevention support were significantly more likely to adhere to adequate dosages of medication and to demonstrate a greater decrease in depressive symptoms.
Application of research findings such as these through adoption of evidence-based practices in both primary care and specialty behavioral health (BH) settings will result in better outcomes for consumers.
With the publication of Priority Areas for National Action: Transforming Health Care Quality, the Institute of Medicine’s 2003 follow up to Crossing the Quality Chasm: A New Health System for the 21st Century, a major opportunity and challenge has appeared for the public mental health system.
The Quality Chasm recommended the systematic identification of priority areas for national quality improvement; Priority Areas proposes twenty areas for transforming health care nationally. Included in this list are major depression (screening and treatment) and severe and persistent mental illness (focus on treatment in the public sector).
Their inclusion as priority areas, as well as the findings in the Interim Report from the President’s New Freedom Commission on Mental Health, with its observation that the system is “fragmented and in disarray-not from lack of commitment and skill of those who deliver care, but from underlying structural, financing and organizational problems” suggests that the time for new strategies is at hand.
Many people being served by public behavioral health services need better access to primary care: A rationale less frequently articulated for integration is that the specialty BH system, especially the public sector focusing on the severe and persistent mentally ill adult population (SPMI) and seriously emotionally disturbed (SED) children, serves a disabled consumer population with healthcare needs that are frequently under-addressed due to difficulties in obtaining medical services.
Most state Medicaid waivers related to coverage for physical healthcare have focused on enrollment of the TANF population into Medicaid managed care plans, leaving the disabled Medicaid population unable to adequately access care, or in better situations, reliant on “safety net” providers-community health centers (CHCs) or county delivered health services.
Community health centers serve people who need better access to behavioral healthcare. These “safety net” providers serve a broader scope of patients than just the Medicaid population. But many states have implemented mental health Medicaid waivers that focus the public mental health system on the SPMI/SED and Medicaid populations, with minimal levels of support for non-SPMI/SED or uninsured populations. Often there is not a good match of target populations between the two systems. If the Medicaid mental health program also has a highly managed service authorization and payment methodology, there may be additional barriers to reimbursement for mental health services.
This has led to frustration for “safety net” healthcare providers because they have difficulty obtaining behavioral health services for their non-SPMI/SED or uninsured patients. In a recent survey of CHC medical directors, 80% indicated that cost is the main barrier to behavioral health care for their uninsured populations. The recent financing and development of behavioral health services in CHCs addresses this frustration and is just the latest in a series of efforts to acknowledge that a large proportion of the population gets their behavioral health services in primary care.
Because behavioral health clinicians are a resource for assisting people with all types of chronic health conditions: Yet another reason for integration is the potential contribution of BH clinicians regarding behavioral and lifestyle change: providing interventions targeted at better management of chronic disease, supporting and “leveraging” the time of primary care providers through disease management programs.
Disease management activities focus on several areas: early identification of populations at-risk for costly chronic disease (e.g., asthma, diabetes), care interventions that utilize evidence-based practices, education-intensive orientations that focus on both patient and provider, care management and a coordinated approach across multidisciplinary treatment teams, and a method for systematic data collection that measures clinical and cost-effectiveness. Large organized healthcare systems, such as Northern California Kaiser-Permanente, implement their major disease management programs with specifically assigned nurses as care managers and educators.
However, many physicians in individual or group practices do not have access to this level of support unless they are in the network of a health plan with active disease management programs. In markets where primary care and multi-specialty groups have accepted accelerated risk, disease management approaches will be especially value-added.
We are in a time of significant public policy activity regarding financing of the national healthcare system and the uninsured population. As we approach the 40th anniversary of the founding of the community mental health center movement, the dialogue has returned us to our public health beginnings-serving the needs of a population.
The Health Resources and Services Administration (HRSA) Primary Care Integration Initiative is currently being implemented across the country. The HRSA initiative includes: identification of system issues related to integration and the development of related strategies; development of a service manual for CHC behavioral health services; development of BH intervention models for CHCs; and grants for establishing BH services in existing CHCs.
Newly funded CHC sites will be expected to provide dental, mental health and substance abuse services, either directly or by subcontract arrangements. CHCs are in the process of decision making about building their own BH services or contracting for BH services, as they prepare their grant applications. (The NCCBH website, www.nccbh.org, has a Primary Care Integration Resource Center with more details about the HRSA process.)
At the same time that HRSA is putting new BH resources into CHCs, reports are emerging from many states indicating that the public mental health system is funded at somewhere around half the level that is needed. In the private sector, the relentless downward pressure on behavioral health PMPMs has also reduced overall system resources, shifting cost from the private sector to the public sector.
Reports such as these were released prior to the current fiscal crisis in state Medicaid programs; rather than addressing the shortfalls, there are significant new reductions in BH services in many states. And, the implementation of managed care methods for Medicaid have made it difficult for some community based BH providers to continue to enact their mission of serving the needs of the population, regardless of ability to pay.
The implications for system-wide duplication and competition for the scarce resources of BH staff and funding, as well as the opportunity to improve consumer access to both health and behavioral healthcare services, suggests that collaboration is a priority at the national, state and local levels. Good public policy will work at sustaining, supporting and requiring collaboration between the two “safety net” systems of community mental health centers and community health centers.
The conceptual model proposed in this paper can become the basis for HRSA grantees to work with their partners in the public mental health system to fully define working relationships and collaboration on behalf of consumers of care.
In summary, the reasons for integration are grounded in the desire to improve access to both primary care and behavioral health services; ensure that there are evidence-based practices as well as consistent communication and coordination of clinical activities (especially medication management-a key concern of consumers) among the providers serving any single individual; wed the skill sets of primary care physicians and BH clinicians in order to better manage chronic health issues; and, participate in and shape the public policy debate regarding how services should be organized, delivered and financed in ways that ensure that needs of public sector SPMI/SED consumers and the broader community alike are met.
It is the right thing to do: The NCCBH vision statement provides the foundation for our work: We are committed to creating and sustaining healthy and secure communities, achieved through a system that holds the needs of consumers paramount, regardless of their ability to pay.
Vital to this commitment is a network of organizations and advocates promoting services of unparalleled value.
NCCBH members primarily serve public sector consumers, those with severe and persistent mental illness or serious emotional disturbance-the needs of this population are often overlooked in primary care and integration planning. We must assure that their needs as well as the needs of the broader community are appropriately addressed.
Many people in the broader community now receive their behavioral healthcare in a primary care setting, and the gap between the medical and behavioral healthcare systems must be bridged: As noted by Robin Dea and many other commentators, there is:
“evidence that many, if not most, people coming into primary care are being treated for psychosocial problems, not organically based medical disease . . . evidence of medical cost offsets from treating behavioral health problems presenting as physical health problems in the primary care setting . . . the assumption that if adequate detection of early stage psychiatric illness took place in primary care, there would be some prevention of patients going to more severe episodes of major psychiatric illnesses . . . and primary care is where most people who have behavioral health problems are in fact seen.”
Some of the important findings from the research field include:
-The Epidemiologic Catchment Area (ECA) Study and articles based on this survey data, reported the finding that about 50% of care for common mental disorders was delivered in general medical settings. However, many subsequent studies have shown that these disorders may be undiagnosed or under-treated.
-Screening systems, treatment guidelines and provider education in primary care are necessary but not sufficient steps to ensure a difference in outcomes.
-Collaborative and stepped care has been shown to achieve outcomes that are better than “usual care”.
There is the opportunity for quality improvement of care within the primary care and specialty behavioral healthcare settings: Studies have shown that many people with depression stop taking their medications before the minimal time required to effectively treat an episode of depression. Patients at Group Health Cooperative who initiated medications for depression with their primary care physician and received targeted stepped up care and relapse prevention support were significantly more likely to adhere to adequate dosages of medication and to demonstrate a greater decrease in depressive symptoms.
Application of research findings such as these through adoption of evidence-based practices in both primary care and specialty behavioral health (BH) settings will result in better outcomes for consumers.
With the publication of Priority Areas for National Action: Transforming Health Care Quality, the Institute of Medicine’s 2003 follow up to Crossing the Quality Chasm: A New Health System for the 21st Century, a major opportunity and challenge has appeared for the public mental health system.
The Quality Chasm recommended the systematic identification of priority areas for national quality improvement; Priority Areas proposes twenty areas for transforming health care nationally. Included in this list are major depression (screening and treatment) and severe and persistent mental illness (focus on treatment in the public sector).
Their inclusion as priority areas, as well as the findings in the Interim Report from the President’s New Freedom Commission on Mental Health, with its observation that the system is “fragmented and in disarray-not from lack of commitment and skill of those who deliver care, but from underlying structural, financing and organizational problems” suggests that the time for new strategies is at hand.
Many people being served by public behavioral health services need better access to primary care: A rationale less frequently articulated for integration is that the specialty BH system, especially the public sector focusing on the severe and persistent mentally ill adult population (SPMI) and seriously emotionally disturbed (SED) children, serves a disabled consumer population with healthcare needs that are frequently under-addressed due to difficulties in obtaining medical services.
Most state Medicaid waivers related to coverage for physical healthcare have focused on enrollment of the TANF population into Medicaid managed care plans, leaving the disabled Medicaid population unable to adequately access care, or in better situations, reliant on “safety net” providers-community health centers (CHCs) or county delivered health services.
Community health centers serve people who need better access to behavioral healthcare. These “safety net” providers serve a broader scope of patients than just the Medicaid population. But many states have implemented mental health Medicaid waivers that focus the public mental health system on the SPMI/SED and Medicaid populations, with minimal levels of support for non-SPMI/SED or uninsured populations. Often there is not a good match of target populations between the two systems. If the Medicaid mental health program also has a highly managed service authorization and payment methodology, there may be additional barriers to reimbursement for mental health services.
This has led to frustration for “safety net” healthcare providers because they have difficulty obtaining behavioral health services for their non-SPMI/SED or uninsured patients. In a recent survey of CHC medical directors, 80% indicated that cost is the main barrier to behavioral health care for their uninsured populations. The recent financing and development of behavioral health services in CHCs addresses this frustration and is just the latest in a series of efforts to acknowledge that a large proportion of the population gets their behavioral health services in primary care.
Because behavioral health clinicians are a resource for assisting people with all types of chronic health conditions: Yet another reason for integration is the potential contribution of BH clinicians regarding behavioral and lifestyle change: providing interventions targeted at better management of chronic disease, supporting and “leveraging” the time of primary care providers through disease management programs.
Disease management activities focus on several areas: early identification of populations at-risk for costly chronic disease (e.g., asthma, diabetes), care interventions that utilize evidence-based practices, education-intensive orientations that focus on both patient and provider, care management and a coordinated approach across multidisciplinary treatment teams, and a method for systematic data collection that measures clinical and cost-effectiveness. Large organized healthcare systems, such as Northern California Kaiser-Permanente, implement their major disease management programs with specifically assigned nurses as care managers and educators.
However, many physicians in individual or group practices do not have access to this level of support unless they are in the network of a health plan with active disease management programs. In markets where primary care and multi-specialty groups have accepted accelerated risk, disease management approaches will be especially value-added.
We are in a time of significant public policy activity regarding financing of the national healthcare system and the uninsured population. As we approach the 40th anniversary of the founding of the community mental health center movement, the dialogue has returned us to our public health beginnings-serving the needs of a population.
The Health Resources and Services Administration (HRSA) Primary Care Integration Initiative is currently being implemented across the country. The HRSA initiative includes: identification of system issues related to integration and the development of related strategies; development of a service manual for CHC behavioral health services; development of BH intervention models for CHCs; and grants for establishing BH services in existing CHCs.
Newly funded CHC sites will be expected to provide dental, mental health and substance abuse services, either directly or by subcontract arrangements. CHCs are in the process of decision making about building their own BH services or contracting for BH services, as they prepare their grant applications. (The NCCBH website, www.nccbh.org, has a Primary Care Integration Resource Center with more details about the HRSA process.)
At the same time that HRSA is putting new BH resources into CHCs, reports are emerging from many states indicating that the public mental health system is funded at somewhere around half the level that is needed. In the private sector, the relentless downward pressure on behavioral health PMPMs has also reduced overall system resources, shifting cost from the private sector to the public sector.
Reports such as these were released prior to the current fiscal crisis in state Medicaid programs; rather than addressing the shortfalls, there are significant new reductions in BH services in many states. And, the implementation of managed care methods for Medicaid have made it difficult for some community based BH providers to continue to enact their mission of serving the needs of the population, regardless of ability to pay.
The implications for system-wide duplication and competition for the scarce resources of BH staff and funding, as well as the opportunity to improve consumer access to both health and behavioral healthcare services, suggests that collaboration is a priority at the national, state and local levels. Good public policy will work at sustaining, supporting and requiring collaboration between the two “safety net” systems of community mental health centers and community health centers.
The conceptual model proposed in this paper can become the basis for HRSA grantees to work with their partners in the public mental health system to fully define working relationships and collaboration on behalf of consumers of care.
In summary, the reasons for integration are grounded in the desire to improve access to both primary care and behavioral health services; ensure that there are evidence-based practices as well as consistent communication and coordination of clinical activities (especially medication management-a key concern of consumers) among the providers serving any single individual; wed the skill sets of primary care physicians and BH clinicians in order to better manage chronic health issues; and, participate in and shape the public policy debate regarding how services should be organized, delivered and financed in ways that ensure that needs of public sector SPMI/SED consumers and the broader community alike are met.
Self Improvement: Achieving The Extraordinary
Ralph Waldo Emerson wrote a very simple, but profound
statement that literally began a change in me that has led to my extraordinary success in life. The little quip that began my life-long journey to success was, “Nothing great was ever
achieved without enthusiasm”.
What stirred the passions in my heart and my commitment to self-improvement was the thought that I too could achieve greatness in my life if I had the enthusiasm and commitment to go after the extraordinary. That high school American Literature class that I really did not want to take became the catalyst for my success. If I had not read Emerson, Thoreau and other great American authors
and thinkers, I may not be writing this to you today.
You see, I believe everything that happens to us happens by Infinite design. And sometimes, a high school English class can change your life. You know, one thing leads to another; good or bad.
Do not dwell on the negative; look for the positives in every situation. So instead of locking yourself up in your cage of fears and crying over
past heartaches, embarrassment and failures, treat them as your teachers and they will become your tools in both self-improvement and success.
Do you remember the movie Patch Adams starring Robin Williams? Its one of the great films that will help motivate you to improve yourself. Patch Adams is a medical student who failed to make it through the board exams. After months of suffering in melancholy, depression and suicidal attempts he decided to seek medical attention and voluntarily admitted himself into a psychiatric ward.
His months of stay in this mental hospital led him to meet many different kinds of mentally ill people. He met a catatonic, a mentally challenged, a schizophrenic and so on. Patch found ways of treating his own ailment and finally realized he had to get back on track. He woke up one morning realizing that after all the failure and pains he has gone
through, he still wanted to become the a doctor.
He carries with himself a positive attitude that brought him self improvement and success. He not only improved himself, but also helped the lives of the
people around him. He improved their quality of life. Did he succeed? Some say he became the best doctor this country has ever known.
So, when does self improvement become synonymous with success? How do you go from ordinary success to extraordinary achievement?
Let me share some thoughts with you that will get you on the road to abundant living and success.
See Your Future
The first thing you have to do is stop thinking and feeling as if you are a failure, no matter what your life experiences have been up to now. You have to begin with clean slate. As motivational speaker, Zig Ziglar, says, “You must change your stinkin’ thinkin’ today”. Start focusing on where you want to be. Now put all of your energy into achieving that goal.
Look forward and only use the past as a motivation to drive yourself to new victories. Many people expend far too much energy looking back at their failures and shorcomings. Look for new opportunities to stretch and grow.
Help Others
If you really want to help yourself, then start helping others. That’s right, when you help other people who feel so down and low about themselves, as their outlook improves you too will begin to rise up with them. Your confidence will soar and so will your results. Quoting my good friend Zig Ziglar again, “You can get everything you want in life if you help enough other people get what they want.”
Keep Learning
While it has been many years since I attended elementary school, I do remember vividly how I looked forward to each new day of school. Yes, I was
one of those kids who actually liked school. I loved being with my friends. I loved recess. I loved those special occasions where we would have parties
in the classroom. What I really loved was coming to school each day to learn something new.
It was so exciting to learn how to read and write; add and subtract; learning was a passion for me. I wanted to grow and expand my mind, but then
something strange happened. I became an adult and I looked at learning differently. It became a burden. I had too many other responsibilities to worry
about to learn more seemingly useless things.
It was at this same time that I found myself no longer enjoying life with the same enthusiasm as I did as a child. My point is simply this; if you commit yourself to a lifetime of learning you will find that you will rekindle the passion for living
an abundant life. Abundant living leads to extraordinary achievement!
Do The Little Things Too
Self improvement means doing the little things that most people will not do. So many times we get focused on the big, monumental goals and activities
that we forget the smaller fundamental steps that success requires. Warren Buffett grew his financial empire by paying close attention to the details of
each individual business. By doing the little things right, Buffett is now one of the richest men in the world despite starting with only one-thousand dollars
of his own money.
Embrace Change
If you are committed to self-improvement and living an extraordinary life, you must embrace change. You will find that you are constantly evolving in your
knowledge and beliefs so accepting change will be mandatory. In this fast-paced world of technological advancement, if you are not ready accept change,
then your success journey will be short-lived.
Self-improvement is an on-going process. There is no such thing as an “overnight success”. There is an ancient proverb that says, When the student is ready, the teacher will appear.
Are you a student that is ready for extraordinary achievement?
If so, your teachers are here for you. They appear daily for you as parents, employers, co-workers, ministers, neighbors, friends, relatives and people from every walk in life. When we open our doors and our hearts for self improvement, we increase our chances of success on the road of life.
statement that literally began a change in me that has led to my extraordinary success in life. The little quip that began my life-long journey to success was, “Nothing great was ever
achieved without enthusiasm”.
What stirred the passions in my heart and my commitment to self-improvement was the thought that I too could achieve greatness in my life if I had the enthusiasm and commitment to go after the extraordinary. That high school American Literature class that I really did not want to take became the catalyst for my success. If I had not read Emerson, Thoreau and other great American authors
and thinkers, I may not be writing this to you today.
You see, I believe everything that happens to us happens by Infinite design. And sometimes, a high school English class can change your life. You know, one thing leads to another; good or bad.
Do not dwell on the negative; look for the positives in every situation. So instead of locking yourself up in your cage of fears and crying over
past heartaches, embarrassment and failures, treat them as your teachers and they will become your tools in both self-improvement and success.
Do you remember the movie Patch Adams starring Robin Williams? Its one of the great films that will help motivate you to improve yourself. Patch Adams is a medical student who failed to make it through the board exams. After months of suffering in melancholy, depression and suicidal attempts he decided to seek medical attention and voluntarily admitted himself into a psychiatric ward.
His months of stay in this mental hospital led him to meet many different kinds of mentally ill people. He met a catatonic, a mentally challenged, a schizophrenic and so on. Patch found ways of treating his own ailment and finally realized he had to get back on track. He woke up one morning realizing that after all the failure and pains he has gone
through, he still wanted to become the a doctor.
He carries with himself a positive attitude that brought him self improvement and success. He not only improved himself, but also helped the lives of the
people around him. He improved their quality of life. Did he succeed? Some say he became the best doctor this country has ever known.
So, when does self improvement become synonymous with success? How do you go from ordinary success to extraordinary achievement?
Let me share some thoughts with you that will get you on the road to abundant living and success.
See Your Future
The first thing you have to do is stop thinking and feeling as if you are a failure, no matter what your life experiences have been up to now. You have to begin with clean slate. As motivational speaker, Zig Ziglar, says, “You must change your stinkin’ thinkin’ today”. Start focusing on where you want to be. Now put all of your energy into achieving that goal.
Look forward and only use the past as a motivation to drive yourself to new victories. Many people expend far too much energy looking back at their failures and shorcomings. Look for new opportunities to stretch and grow.
Help Others
If you really want to help yourself, then start helping others. That’s right, when you help other people who feel so down and low about themselves, as their outlook improves you too will begin to rise up with them. Your confidence will soar and so will your results. Quoting my good friend Zig Ziglar again, “You can get everything you want in life if you help enough other people get what they want.”
Keep Learning
While it has been many years since I attended elementary school, I do remember vividly how I looked forward to each new day of school. Yes, I was
one of those kids who actually liked school. I loved being with my friends. I loved recess. I loved those special occasions where we would have parties
in the classroom. What I really loved was coming to school each day to learn something new.
It was so exciting to learn how to read and write; add and subtract; learning was a passion for me. I wanted to grow and expand my mind, but then
something strange happened. I became an adult and I looked at learning differently. It became a burden. I had too many other responsibilities to worry
about to learn more seemingly useless things.
It was at this same time that I found myself no longer enjoying life with the same enthusiasm as I did as a child. My point is simply this; if you commit yourself to a lifetime of learning you will find that you will rekindle the passion for living
an abundant life. Abundant living leads to extraordinary achievement!
Do The Little Things Too
Self improvement means doing the little things that most people will not do. So many times we get focused on the big, monumental goals and activities
that we forget the smaller fundamental steps that success requires. Warren Buffett grew his financial empire by paying close attention to the details of
each individual business. By doing the little things right, Buffett is now one of the richest men in the world despite starting with only one-thousand dollars
of his own money.
Embrace Change
If you are committed to self-improvement and living an extraordinary life, you must embrace change. You will find that you are constantly evolving in your
knowledge and beliefs so accepting change will be mandatory. In this fast-paced world of technological advancement, if you are not ready accept change,
then your success journey will be short-lived.
Self-improvement is an on-going process. There is no such thing as an “overnight success”. There is an ancient proverb that says, When the student is ready, the teacher will appear.
Are you a student that is ready for extraordinary achievement?
If so, your teachers are here for you. They appear daily for you as parents, employers, co-workers, ministers, neighbors, friends, relatives and people from every walk in life. When we open our doors and our hearts for self improvement, we increase our chances of success on the road of life.
My Guide to Stock Investing
This is a good exercise in building wealth in the unstable world of stock investing. It’s throwing in the towel, and you don’t want to get involved with stock investing with companies that have that attitude. Online stock investing can be a great way for anyone to get involved in the market.
Contrary to the short term perspective of most investors today, all the big money is made by catching large market moves - not by day trading or short term stock investing. Fraudsters don’t think twice before developing stock investing, commodity or option trading courses to make a little extra money for themselves regardless of whether or not what they teach helps their students. If penny stock investing is a junior level course then day trading is a senior level course that most seniors will fail.
We are looking for titbits of information, what we call the scuttlebutt method of stock investing. Now stock investing can be a crap shoot at best. In 1998 he was shouting out to the world to ‘get out’ of the stock market but now he is shouting to everyone that it is time to ‘get in’. The Wallet Doctor is not only sought after for investment advice and coaching in stock investing but also in futures trading and real estate investing.
They don’t know anything about stock investing and they often lose a few thousand dollars very quickly. The second richest man in the world, Warren Buffett, has made his millions from stock investing. This way of stock investing or trading is called the Darvas strategy.
In our investment work when we get involved in stock investing, we do hands on stock research. What any ‘vexed’ shareholders are forgetting and he is not, is that Rule 1 in stock investing is, Don’t lose money. As mentioned earlier, stock investing is not only knowing the companies but also knowing the timing of investment.
Since I am an advocate of stock investing, let me make the case for stock investing. Penny stock investing can be profitable. Also, online stock investing has opened the door wide for overseas stock trading, giving you more investment opportunities than ever.
Well, one of the oddities of stock investing is that stocks do not necessarily behave according to the company’s condition. The new book, ‘Sensible Stock Investing’, describes in detail the relatively simple techniques that the individual investor can use to sidestep large losses such as not using margin, not selling short, and controlling losses with sensible sell-stops. Penny stock investing is a junior level course at least.
Combined, the return on your investment here is massive compared to regular stock investing. I want to emphasize that CAPM is based on the notion that the stock market efficiently translates all information known about the stock market into stock prices for stock investing purposes. What do I need do stock investing.
Even the stock investing pro needs tips now and again and is on a path of continuous daily learning. Beyond that, however, online stock investing does have a lot of perks that make it accessible to virtually anyone. So if you are new to investing in the stock market take some time and learn how to by taking a stock investing course.
Nowadays, stock investing can already be done by the man on the street. Everyone from retirees to school children, have managed to get involved in online stock investing for a whole host of reasons.
Contrary to the short term perspective of most investors today, all the big money is made by catching large market moves - not by day trading or short term stock investing. Fraudsters don’t think twice before developing stock investing, commodity or option trading courses to make a little extra money for themselves regardless of whether or not what they teach helps their students. If penny stock investing is a junior level course then day trading is a senior level course that most seniors will fail.
We are looking for titbits of information, what we call the scuttlebutt method of stock investing. Now stock investing can be a crap shoot at best. In 1998 he was shouting out to the world to ‘get out’ of the stock market but now he is shouting to everyone that it is time to ‘get in’. The Wallet Doctor is not only sought after for investment advice and coaching in stock investing but also in futures trading and real estate investing.
They don’t know anything about stock investing and they often lose a few thousand dollars very quickly. The second richest man in the world, Warren Buffett, has made his millions from stock investing. This way of stock investing or trading is called the Darvas strategy.
In our investment work when we get involved in stock investing, we do hands on stock research. What any ‘vexed’ shareholders are forgetting and he is not, is that Rule 1 in stock investing is, Don’t lose money. As mentioned earlier, stock investing is not only knowing the companies but also knowing the timing of investment.
Since I am an advocate of stock investing, let me make the case for stock investing. Penny stock investing can be profitable. Also, online stock investing has opened the door wide for overseas stock trading, giving you more investment opportunities than ever.
Well, one of the oddities of stock investing is that stocks do not necessarily behave according to the company’s condition. The new book, ‘Sensible Stock Investing’, describes in detail the relatively simple techniques that the individual investor can use to sidestep large losses such as not using margin, not selling short, and controlling losses with sensible sell-stops. Penny stock investing is a junior level course at least.
Combined, the return on your investment here is massive compared to regular stock investing. I want to emphasize that CAPM is based on the notion that the stock market efficiently translates all information known about the stock market into stock prices for stock investing purposes. What do I need do stock investing.
Even the stock investing pro needs tips now and again and is on a path of continuous daily learning. Beyond that, however, online stock investing does have a lot of perks that make it accessible to virtually anyone. So if you are new to investing in the stock market take some time and learn how to by taking a stock investing course.
Nowadays, stock investing can already be done by the man on the street. Everyone from retirees to school children, have managed to get involved in online stock investing for a whole host of reasons.
Beautiful Hungarian Women at Hungarian Dating Sites
Seeking beautiful Hungarian women at Hungarian dating sites is just so convenient these days. There are many Hungarian dating sites in Hungary and around the world offer free service for Hungarian singles. Nowadays, Hungarian men and girls can meet each other online without paying any fee. This computer world help many Hungarian singles and Western singles find dates at Hungarian dating sites. Hungary matchmaking services generate many Hungary relationships and marriages annually. There are free Hungarian dating services and pay ones so online singles can select which one they need to register to. Most of Hungary online agencies provide free registration, then charge members a fee to contact with members. There are some free Hungarian singles services that offer 100% free to their members because they really want to help Western guys with Hungary ladies. We have seen many Hungarian dating services online which help Western men to meet with Hungary girls and get married through a Hungarian agency or by themselves. Many Hungary girls have come to America by getting married with Western men through these Hungarian dating sites. These free dating sites usually have some ads on the web site to pay for the host and domain. Hungary dating services are means for Western men to get married with Hungarian brides effectively. Many Hungary women register their profile with beautiful photos so that singles can contact them. Hungarian women are very beautiful and hard workers, as well as educated. They want to change their lives by getting married with Western men. Some Hungary girls can speak and understand English, but some have the language barrier.
The most important reason that Hungarian women like getting married with Western guys is because they are treated and respected better than Hungary men do. Statistics in recent years show that online Hungarian dating services generate thousand of marriages a year. There are some Hungary scams who take this advantage as a means to scam Western men’s money. But this rarely happen now because Hungarian women are screened for any criminal background before selection through Internet agencies. Free Hungary dating services just provide free dating services for members and you will be on your way after you get the other information, such as email address. Thanks to this modern electronic world, we can meet each other online just as a matter of minutes, through instant messenger or chat rooms or web cams. The matter is that you need to be careful when dealing with specific members. Care is always the first policy that we all need to pay attention to. Not every profile on these Hungarian dating web sites are good profiles. Nobody guarantee this. Website owners do not have time to review each profile that is posted on their on line dating services. So, looking for beautiful Hungarian women at free Hungarian dating sites is just too simple. You only need a computer with an Internet connection. You can find your other half today by joining Hungarian dating services and it is totally free.
The most important reason that Hungarian women like getting married with Western guys is because they are treated and respected better than Hungary men do. Statistics in recent years show that online Hungarian dating services generate thousand of marriages a year. There are some Hungary scams who take this advantage as a means to scam Western men’s money. But this rarely happen now because Hungarian women are screened for any criminal background before selection through Internet agencies. Free Hungary dating services just provide free dating services for members and you will be on your way after you get the other information, such as email address. Thanks to this modern electronic world, we can meet each other online just as a matter of minutes, through instant messenger or chat rooms or web cams. The matter is that you need to be careful when dealing with specific members. Care is always the first policy that we all need to pay attention to. Not every profile on these Hungarian dating web sites are good profiles. Nobody guarantee this. Website owners do not have time to review each profile that is posted on their on line dating services. So, looking for beautiful Hungarian women at free Hungarian dating sites is just too simple. You only need a computer with an Internet connection. You can find your other half today by joining Hungarian dating services and it is totally free.
The Science of Personal Development and Religious Cencepts
Personal development has moved forward in the last few decades. In past times we looked to our religions to give us spiritual insights. Not long ago we placed our gaze on science for the answers. However, in the last few decades many of us have started to look within for the answers and personal development seemed like the best starting point.
Personal development has, in the past, been a luxury pursuit of the rich, famous or dedicated seeker. However, as we find ourselves firmly planted in the 21st Century personal development is becoming more of a necessity than a luxury.
The term Personal Development has historically been a lose term used to describe the development of yourself in some area or field of expertise. However, in this day and age, it really refers to creating the type of self improvement at a mental, emotional and spiritual level that can create real positive physical changes in character and life experience.
As the fear-mongers and financial elite continually drive home the concept that we are entering the worst recession in a hundred years it is now more than ever that we need to launch ourselves on the personal development trail. It is your responsibility to rise above the controlled collective consciousness of lack and embrace the truth that we are all connected and have access to unlimited supplies of everything!
Quantum physics is continually pushing past the old boundaries imposed by outdated science and showing us the way. It is being shown that the quantum world is composed of just one enegery field. Quantum physics is discovering, through scientific experimentation, that this field exists and is the building block from which everything in existence is made.
How does this discovery connect to personal development?
Well religious, metaphysical and esoteric texts have always told us that we are all connected and that there is only one God who is spiritual in nature. We have been told that we are given dominion over life itself. Jesus told us that we are the temple of the living God. Buddha became conscious of his connection with God. We are told that God is spirit and permeates all things. Now if there is only one God and he is spirit and he resides within each one of us, and everything else, it stands to reason that there is only one true consciousness - God!
Personal growth and self improvement begins with the premise that we are all connected within one mass of vibrating energy. Most self Improvement tools begin with this premise and mould their approaches around it. However, we always remain a part of the whole and cannot escape that, no matter how hard we try.
Science is now confirming that all these beliefs are true. Quantum theory postulates that this energy field, or divine matrix, is the starting point of all matter. In fact matter, or material objects, are just small packets of energy, within this one energy field, that group together to form things!
There is growing evidence to suggest that this one field of energy is electromagnetic in nature. This means the very fabric of material objects are electromagnetic in nature. It is also being shown that our thoughts are composed of the exact same electromagnetic properties as the very energy field in which we live, move and have our being!
Electromagnetic properities are similar to other forms of magnetism - magnetic! Therefore, if your thoughts are magnetised to this matrix of energy, which is the fabric of reality as we know it, and physical objects are part of this matrix then you can use your thoughts to attract things! Thoughts become things!
It is the aim of personal development to allow you to use this knowledge to change your life by giving you practical tools for achieving your goals. The reason why it is so hard for most of us to grasp this concept, never mind use it to our advantage, lies in the fact that most of our life experiences and material objects are created and attracted to us by our subconscious thoughts. It is the automatic thoughts you think that are responsible for creating your life! Most of these thoughts are negative in nature.
To truly elevate yourself above the collective consciousness and become the master of your own life you must fully embrace this axiom. It is necessary to find and then eliminate the negative thoughts and beliefs you hold that have held you back from achieving your dreams. Personal development is just a tool to achieve this. Use it to alter your automatic thinking. Then you will be free to consciously think yourself into any life you desire!
Personal development has, in the past, been a luxury pursuit of the rich, famous or dedicated seeker. However, as we find ourselves firmly planted in the 21st Century personal development is becoming more of a necessity than a luxury.
The term Personal Development has historically been a lose term used to describe the development of yourself in some area or field of expertise. However, in this day and age, it really refers to creating the type of self improvement at a mental, emotional and spiritual level that can create real positive physical changes in character and life experience.
As the fear-mongers and financial elite continually drive home the concept that we are entering the worst recession in a hundred years it is now more than ever that we need to launch ourselves on the personal development trail. It is your responsibility to rise above the controlled collective consciousness of lack and embrace the truth that we are all connected and have access to unlimited supplies of everything!
Quantum physics is continually pushing past the old boundaries imposed by outdated science and showing us the way. It is being shown that the quantum world is composed of just one enegery field. Quantum physics is discovering, through scientific experimentation, that this field exists and is the building block from which everything in existence is made.
How does this discovery connect to personal development?
Well religious, metaphysical and esoteric texts have always told us that we are all connected and that there is only one God who is spiritual in nature. We have been told that we are given dominion over life itself. Jesus told us that we are the temple of the living God. Buddha became conscious of his connection with God. We are told that God is spirit and permeates all things. Now if there is only one God and he is spirit and he resides within each one of us, and everything else, it stands to reason that there is only one true consciousness - God!
Personal growth and self improvement begins with the premise that we are all connected within one mass of vibrating energy. Most self Improvement tools begin with this premise and mould their approaches around it. However, we always remain a part of the whole and cannot escape that, no matter how hard we try.
Science is now confirming that all these beliefs are true. Quantum theory postulates that this energy field, or divine matrix, is the starting point of all matter. In fact matter, or material objects, are just small packets of energy, within this one energy field, that group together to form things!
There is growing evidence to suggest that this one field of energy is electromagnetic in nature. This means the very fabric of material objects are electromagnetic in nature. It is also being shown that our thoughts are composed of the exact same electromagnetic properties as the very energy field in which we live, move and have our being!
Electromagnetic properities are similar to other forms of magnetism - magnetic! Therefore, if your thoughts are magnetised to this matrix of energy, which is the fabric of reality as we know it, and physical objects are part of this matrix then you can use your thoughts to attract things! Thoughts become things!
It is the aim of personal development to allow you to use this knowledge to change your life by giving you practical tools for achieving your goals. The reason why it is so hard for most of us to grasp this concept, never mind use it to our advantage, lies in the fact that most of our life experiences and material objects are created and attracted to us by our subconscious thoughts. It is the automatic thoughts you think that are responsible for creating your life! Most of these thoughts are negative in nature.
To truly elevate yourself above the collective consciousness and become the master of your own life you must fully embrace this axiom. It is necessary to find and then eliminate the negative thoughts and beliefs you hold that have held you back from achieving your dreams. Personal development is just a tool to achieve this. Use it to alter your automatic thinking. Then you will be free to consciously think yourself into any life you desire!
Pre-natal Treatment at Chiva-som International Health Resort, Destination Spa Thailand
Pregnancy can be one of the most fulfilling times in a woman’s life. The joy of bringing another human being into the world creates a tremendous feeling of contentment and anticipation, but it is also a time of great physical and emotional upheaval. So the Spa at Chiva-Som has designed a range of new treatments to help pre and postnatal guests enjoy a secure and tranquil experience.
Together with exercise, good diet and rest, these treatments can play an important role in helping you cope with the stresses of nine months of pregnancy and postnatal recovery.
The Pre and Post Natal Body Treatment combines soothing massage with the therapeutic benefits of E’SPA products, and has been carefully designed to improve the tonicity of the skin. It’s performed on a bed designed for comfort and safety during pregnancy.
After deep skin cleansing and a gentle body polish, you will have a luxurious body massage with E’SPA’s specially developed Nourishing Body Oil. Some essential oils such as basil and marjoram should be avoided during pregnancy, so the silky Nourishing Body Oil is based on Jojoba, blended with Calendula, Grape Seed and Sweet Almond Oil.
We then envelop your body in warm Marine Mud to nourish the skin, and end with a deep acupressure point scalp massage.
The Spa at Chiva-Som offers many other treatments for pregnant and nursing mothers. These include Floatation, which induces a deep state of mental relaxation and helps to eliminate stress and tension.
With Oriental Foot Massage you recline in the Chiva-Som Music Therapy chairs as the therapist works reflex points in the feet and ankles to balance the entire body, stimulate the circulatory system and alleviate muscle tension.
For ultimate pampering, try the Bath Of Chiva, performed in the candlelit luxury of your own room as tension is soaked away in a hydrating milk bath with rose petals and chamomile flowers.
Please ask at reception for more details of all these treatments.