Zen Portable Media Player
Zen Portable Media Player
This sleek device is meant to play video and music on the go. The battery capable of playing for more than 22 hours of continuous audio playtime or up to seven hours continuous video playtime. The creative Zen Portable Media Center has 3.8 inch LCD display that delivers crisp and clear images and a removable /rechargeable Li-ion polymer battery, just a swap a fresh battery keeps it on the move.
- 20Gbyte of storage capacity that can stores up to 85 hours of movies,
- Store and listen up to 9000 songs
- Carry and enjoy up to tens of thousands of photos1
- Large, high resolution 3.8″ TFT LCD backlit for crisp and clear images
- Powerful Windows® Mobile operating system lets you easily sync, find and manage your digital entertainment
- Quickly transfer content from your PC to your ZEN Portable Media Center with its USB 2.0 interface.
- Built-in speakers means you can enjoy your movie or music.
Support Popular formats:-
- WMV
- WMA,
- MP3,
- JPG.
This sleek device is meant to play video and music on the go. The battery capable of playing for more than 22 hours of continuous audio playtime or up to seven hours continuous video playtime. The creative Zen Portable Media Center has 3.8 inch LCD display that delivers crisp and clear images and a removable /rechargeable Li-ion polymer battery, just a swap a fresh battery keeps it on the move.
- 20Gbyte of storage capacity that can stores up to 85 hours of movies,
- Store and listen up to 9000 songs
- Carry and enjoy up to tens of thousands of photos1
- Large, high resolution 3.8″ TFT LCD backlit for crisp and clear images
- Powerful Windows® Mobile operating system lets you easily sync, find and manage your digital entertainment
- Quickly transfer content from your PC to your ZEN Portable Media Center with its USB 2.0 interface.
- Built-in speakers means you can enjoy your movie or music.
Support Popular formats:-
- WMV
- WMA,
- MP3,
- JPG.
Summer Job Ideas for Budget Travelers
Can you get a job over the summer while traveling? There are plenty around and many aimed at travelers specifically. Organize your work permit and check out the local paper for jobs for travelers. You’ll be amazed at what kind of work you can find to do.
1. You could become an au pair or nanny. There are many opportunities to look after people’s other kids while traveling. Try England, South Africa or Australia for starters.
2. You could teach English. In a number of countries there are opportunities for English teachers. If you are bilingual you’ll have a much better chance of scoring one of these jobs in places like Japan.
3. How about working in a pub? In England there are opportunities for free board in pubs where you are prepared to pull a beer. Hospitality jobs are relatively easy to come by in Australia.
4. Have you ever considered working at children’s holiday camps in the USA or Russia as a camp counselor?
5. You could become a fruit picker! Get to work in the fields all over the world.
6. What about a winter holiday job? Can you ski? You can get jobs as ski or snowboard instructors in many ski resorts all over the globe.
7. How about becoming a Jack or Jillaroo on an outback station in Australia? Immerse yourself in the culture of the outback.
8. Is there work available at the hostel you are staying at? It won’t hurt to ask. Sometimes you can exchange work for free food and board or at least a reduction in the price.
Apart from paid positions, you can also get volunteer work in many places. Volunteering your services can get you free food and board. How about volunteering on a farm? Or being a hike trail or tourist guide volunteer? You’ll get to see the sights for free.
For those of you who may be looking for a more serious work/travel experience there are other opportunities. For example, can you get a transfer with your current job to an overseas position? Or do you want to do something worthwhile in your gap year? Programs are available for students to travel in their gap year and get involved in some amazing projects all over the world. You could work in the publishing industry in India or teach children with special needs. There are many organizations set up to help place people who want to broaden their horizons by volunteering their services in foreign countries.
If you think working or volunteering while you are traveling would be a possibility for you, make sure you find out if you need work permits to do so. Using your skills while traveling is a great way to save money and meet people. You’ll be rewarded in many ways.
This article is brought to you by: Stuart S. Travel – Your Online Travel Guru
www.stuartstravel.com
1. You could become an au pair or nanny. There are many opportunities to look after people’s other kids while traveling. Try England, South Africa or Australia for starters.
2. You could teach English. In a number of countries there are opportunities for English teachers. If you are bilingual you’ll have a much better chance of scoring one of these jobs in places like Japan.
3. How about working in a pub? In England there are opportunities for free board in pubs where you are prepared to pull a beer. Hospitality jobs are relatively easy to come by in Australia.
4. Have you ever considered working at children’s holiday camps in the USA or Russia as a camp counselor?
5. You could become a fruit picker! Get to work in the fields all over the world.
6. What about a winter holiday job? Can you ski? You can get jobs as ski or snowboard instructors in many ski resorts all over the globe.
7. How about becoming a Jack or Jillaroo on an outback station in Australia? Immerse yourself in the culture of the outback.
8. Is there work available at the hostel you are staying at? It won’t hurt to ask. Sometimes you can exchange work for free food and board or at least a reduction in the price.
Apart from paid positions, you can also get volunteer work in many places. Volunteering your services can get you free food and board. How about volunteering on a farm? Or being a hike trail or tourist guide volunteer? You’ll get to see the sights for free.
For those of you who may be looking for a more serious work/travel experience there are other opportunities. For example, can you get a transfer with your current job to an overseas position? Or do you want to do something worthwhile in your gap year? Programs are available for students to travel in their gap year and get involved in some amazing projects all over the world. You could work in the publishing industry in India or teach children with special needs. There are many organizations set up to help place people who want to broaden their horizons by volunteering their services in foreign countries.
If you think working or volunteering while you are traveling would be a possibility for you, make sure you find out if you need work permits to do so. Using your skills while traveling is a great way to save money and meet people. You’ll be rewarded in many ways.
This article is brought to you by: Stuart S. Travel – Your Online Travel Guru
www.stuartstravel.com
Give Online Dating Friends the Brush Off Without a Fuss
Have you met someone through online dating that you are now trying to get rid of? There are plenty of ways to finish up the friendship nicely. Try to remember that you should always treat others the way you would like to be treated yourself.
Obviously with online dating, much as in real life, the friendship moves through various stages. Different stages can require different ways of saying, or sending, the dreaded “It’s not you, it’s me”.
New friends are probably the easiest to brush off. If you have only been chatting a few times and haven’t gotten to the stage of exchanging personal details, there are a couple of ways to go. There are 2 extremely popular ways of giving your online dating friend the brush off at this stage. Personally I think both of them are a bit cowardly. The first is to just stop answering your friend’s emails. They usually get the hint and stop messaging you. The other is to constantly think up new excuses as to why you shouldn’t move to the next stage.
Why not just be a little honest? Why not say something like “It’s been great chatting but I don’t think there is any point in continuing”. Making up excuses can just leave the other person hanging on and continuing to message you till they get the hint. (Some people are slower than others.)
Online dating friends that you have exchanged details with or even dated a few times can be a bit more tricky. If you have met up on a date then you should tell them you are no longer keen. Ignoring phone calls, texts and emails is the coward’s way out. Give the person a call and tell them that you don’t think it is going to go anywhere. There is no need to be rude. If you have actually met up in person then dumping them by text or email is rude. You can either call them and tell them, or wait for them to contact you and then decline the date, explaining there won’t be any more dates.
Are You Being Given The Brush Off?
These statements and behaviours are virtual guarantees that they are no longer interested:
Unanswered messages and phone calls.
Your phone calls always go straight through to voice mail or message bank.
“We need to talk”.
“It’s not you, it’s me.”
“We just aren’t in the same place right now.”
“I’m too busy for a relationship right now.”
Effective and Fast Brush Off Lines:
I want to get married and have your baby as soon as possible.
I think I might be gay.
Ultimately, the most effective and the most polite way of giving your online dating friend the brush off is to use a little tact and honesty. Too much tact, though, and they may not get the hint. Try to be honest in a constructive way. The easiest rule for online dating brush offs is to keep it simple and don’t make a fuss.
Obviously with online dating, much as in real life, the friendship moves through various stages. Different stages can require different ways of saying, or sending, the dreaded “It’s not you, it’s me”.
New friends are probably the easiest to brush off. If you have only been chatting a few times and haven’t gotten to the stage of exchanging personal details, there are a couple of ways to go. There are 2 extremely popular ways of giving your online dating friend the brush off at this stage. Personally I think both of them are a bit cowardly. The first is to just stop answering your friend’s emails. They usually get the hint and stop messaging you. The other is to constantly think up new excuses as to why you shouldn’t move to the next stage.
Why not just be a little honest? Why not say something like “It’s been great chatting but I don’t think there is any point in continuing”. Making up excuses can just leave the other person hanging on and continuing to message you till they get the hint. (Some people are slower than others.)
Online dating friends that you have exchanged details with or even dated a few times can be a bit more tricky. If you have met up on a date then you should tell them you are no longer keen. Ignoring phone calls, texts and emails is the coward’s way out. Give the person a call and tell them that you don’t think it is going to go anywhere. There is no need to be rude. If you have actually met up in person then dumping them by text or email is rude. You can either call them and tell them, or wait for them to contact you and then decline the date, explaining there won’t be any more dates.
Are You Being Given The Brush Off?
These statements and behaviours are virtual guarantees that they are no longer interested:
Unanswered messages and phone calls.
Your phone calls always go straight through to voice mail or message bank.
“We need to talk”.
“It’s not you, it’s me.”
“We just aren’t in the same place right now.”
“I’m too busy for a relationship right now.”
Effective and Fast Brush Off Lines:
I want to get married and have your baby as soon as possible.
I think I might be gay.
Ultimately, the most effective and the most polite way of giving your online dating friend the brush off is to use a little tact and honesty. Too much tact, though, and they may not get the hint. Try to be honest in a constructive way. The easiest rule for online dating brush offs is to keep it simple and don’t make a fuss.
Build Your Self Esteem: A Starter Guide To Self Improvement
In today’s fast-paced, difficult environment, it can be tough to keep your self-esteem intact and to stay calm. Here are some things you can do in your quest for self-improvement and to build your self-esteem.
No matter who you are, there are things in your environment every day that can affect your self-esteem negatively. Therefore, it’s important for you to protect yourself so that those influences don’t affect you and bring you down. Which of these elements should you avoid?
Number one: A negative work environment
You’ve probably heard that “dog eat dog” is the way things go in the work environment, where everyone else is fighting competitively to get ahead and step on the other guy. This is where self-involved, uncompassionate people usually do their best. If you’re struggling for recognition from coworkers, it’s probably not going to happen in this type of environment, even if you work your hardest, around the clock. Therefore, for your own peace of mind and to boost self-esteem, avoid these types of work situations. A little healthy competition is fine, but not rabidly so. It should not overtake common sense, appreciation for others, or a genuine sense of accomplishment without the feeling of “beating” the other guy.
Number two: Other people’s negative behavior
No matter where you work, you’ve doubtless run into ultra competitive people or those who are otherwise negative in some way. They may be gossipers, hangers-on, brown nosers, complainers, and the list goes on. These people do nothing but suck the energy out of others without ever giving back. They’re bad for your self-esteem and self-improvement, and they’re bad for every other person in that environment.
Number three: A changing environment
Although living and working within your comfort zone can be, well, comfortable, it doesn’t challenge you and keep you fresh and flexible. To stay adaptable and open, you need some change in your life. Even though major changes may shake up your life for a while, and may be stressful in the short term, in fact, they often help improve things overall in the long run. In addition, no matter what you do, some change is inevitable. Therefore, instead of resisting change, accept it and be as open to it as you can.
Number four: Letting past experiences dictate your future
It’s part of the human experience to experience at least some pain, and it’s also inevitable that when times are painful, we’re going to feel rotten for at least a while. We may even be fearful, but this is also normal and is okay in the short term, as long as you face those fears. The difficulty comes when we let pain dictate our movements and let fear limit them. Instead, learn from mistakes, face fears, and move past them.
Number five: Holding a negative worldview
Of course, we’re going to see pain and trouble in our world sometimes. This is normal and when we see such things, it’s also normal that we might feel uncomfortable, sad, or have other negative emotions. However, to keep your self-esteem as high as possible and to build it further, don’t focus on the negative as your overriding concern. Instead, deal with the negative when you must, but move past it and focus on the positive at every opportunity.
Number six: The power of self-fulfilling prophecy and determination
Of course, we are all born with certain inherited traits, including those driven by genetics, environment, and upbringing. However, it’s just as important to remember that your own identity is as important if not more important than these elements. For example, if you grew up in a family where negativism was common, it’s probably a predisposition that you tend toward the negative as well. However, you can buck this trait and transcend it by surrounding yourself with positive people and taking your cues from them. Before you know it, you’ll be discounting your previous “self-fulfilling prophecy” and choosing a new path.
In addition, in the end, you are the one who is the most responsible for who you become, regardless of your beginnings. Self-esteem is as much your responsibility as it is of those around you. Therefore, simply deciding that you’re going to surround yourself with positive things, learn to do what you love, and taking your cues from positive people with their own high self-esteem will go a long way toward helping you reach this path. In addition, it will help you to stay away from negative thoughts if you focus on the positive as much as possible. This includes finding something to be grateful for every day, congratulating yourself for something you’ve done well each day, and complementing others when they do something of merit as well. This in turn, will build contentedness and happiness, and will provide you the building blocks to attain even greater heights with self-esteem and personal happiness, as well as with accomplishment and self-improvement.
No matter who you are, there are things in your environment every day that can affect your self-esteem negatively. Therefore, it’s important for you to protect yourself so that those influences don’t affect you and bring you down. Which of these elements should you avoid?
Number one: A negative work environment
You’ve probably heard that “dog eat dog” is the way things go in the work environment, where everyone else is fighting competitively to get ahead and step on the other guy. This is where self-involved, uncompassionate people usually do their best. If you’re struggling for recognition from coworkers, it’s probably not going to happen in this type of environment, even if you work your hardest, around the clock. Therefore, for your own peace of mind and to boost self-esteem, avoid these types of work situations. A little healthy competition is fine, but not rabidly so. It should not overtake common sense, appreciation for others, or a genuine sense of accomplishment without the feeling of “beating” the other guy.
Number two: Other people’s negative behavior
No matter where you work, you’ve doubtless run into ultra competitive people or those who are otherwise negative in some way. They may be gossipers, hangers-on, brown nosers, complainers, and the list goes on. These people do nothing but suck the energy out of others without ever giving back. They’re bad for your self-esteem and self-improvement, and they’re bad for every other person in that environment.
Number three: A changing environment
Although living and working within your comfort zone can be, well, comfortable, it doesn’t challenge you and keep you fresh and flexible. To stay adaptable and open, you need some change in your life. Even though major changes may shake up your life for a while, and may be stressful in the short term, in fact, they often help improve things overall in the long run. In addition, no matter what you do, some change is inevitable. Therefore, instead of resisting change, accept it and be as open to it as you can.
Number four: Letting past experiences dictate your future
It’s part of the human experience to experience at least some pain, and it’s also inevitable that when times are painful, we’re going to feel rotten for at least a while. We may even be fearful, but this is also normal and is okay in the short term, as long as you face those fears. The difficulty comes when we let pain dictate our movements and let fear limit them. Instead, learn from mistakes, face fears, and move past them.
Number five: Holding a negative worldview
Of course, we’re going to see pain and trouble in our world sometimes. This is normal and when we see such things, it’s also normal that we might feel uncomfortable, sad, or have other negative emotions. However, to keep your self-esteem as high as possible and to build it further, don’t focus on the negative as your overriding concern. Instead, deal with the negative when you must, but move past it and focus on the positive at every opportunity.
Number six: The power of self-fulfilling prophecy and determination
Of course, we are all born with certain inherited traits, including those driven by genetics, environment, and upbringing. However, it’s just as important to remember that your own identity is as important if not more important than these elements. For example, if you grew up in a family where negativism was common, it’s probably a predisposition that you tend toward the negative as well. However, you can buck this trait and transcend it by surrounding yourself with positive people and taking your cues from them. Before you know it, you’ll be discounting your previous “self-fulfilling prophecy” and choosing a new path.
In addition, in the end, you are the one who is the most responsible for who you become, regardless of your beginnings. Self-esteem is as much your responsibility as it is of those around you. Therefore, simply deciding that you’re going to surround yourself with positive things, learn to do what you love, and taking your cues from positive people with their own high self-esteem will go a long way toward helping you reach this path. In addition, it will help you to stay away from negative thoughts if you focus on the positive as much as possible. This includes finding something to be grateful for every day, congratulating yourself for something you’ve done well each day, and complementing others when they do something of merit as well. This in turn, will build contentedness and happiness, and will provide you the building blocks to attain even greater heights with self-esteem and personal happiness, as well as with accomplishment and self-improvement.
The Legacy Fund Launch - Providing Extremely Low Risk Investments and Consitant Double Digit Returns for 10-20-30 Years
THE LEGACY FUND LAUNCH – Providing Extremely Low Risk Investments and Consistent Annual Double Digit returns in Excess of 20 – 30 Years!
Cabal Capital Management, LLC announces the launch of the Legacy Fund, a Special Opportunity Fund which provides special alternative investment opportunities into extremely low risk, and very high financial return Advanced High Income Generation Projects through direct investments.
This fund which is not a private equity fund and is Sharia-Compliant, is unlike all other investment pool funds, hedge funds, etc. that exist today by offering investments that are focused on both strategic and tactical investment opportunities into Highly Advanced Income Generating Project(s) producing crucial and vital, very high demand commercially valued product(s) that are being sold directly into the largest “Major” Consumer, Industrial and Governmental Universal Demand Markets in the world. These investments allow risk adverse accredited investors the ability to participate in the revenues generated from these projects which allows for and achieves both capital growth and preservation, while providing the investor an extremely low risk opportunity with the benefit of dependable and sustainable alpha generation and the long term growth from these projects. These fully integrated projects have been designed to last 40 to 50 years or longer (similar to their predecessors) for their life cycles regardless of the global financial and credit markets.
This fund is well positioned to effectively tap into these markets to the benefits of its investors. The growth dynamics of the United States and Western Europe is based upon local, regional and domestic consumption of all the products these projects produce. This fund is targeting routine and consistent annual double digit returns (15 – 21%) to investors un-correlated to all securities, commodities, currencies and the credit markets themselves since there will not be any exposure to these markets. All project investments within this special investment vehicle have been specifically developed and designed to perform across various business cycles regardless of global economic conditions to include recessionary and depressionary environments as well.
Any tightening regulatory environment, the current global credit crisis, current stock market contractions and wild swings in the commodities markets does not and will not impact our ability to produce consistent annual double digit returns now or in the future for our investors since we will never have, need or rely on the credit markets to establish margin accounts or leveraged positions which most all hedge fund type investment vehicles require to operate. We do not require nor will we ever utilize prime services which the large investment banks provide (Bear Stearns, Lehman Brothers, Merrill Lynch, etc.). We do not rely on the stock, commodity or currency exchanges to generate income since we can not control any of the events occurring in those exchanges for our investors, thus we are totally un-correlated to all securities, commodities, currencies and credit markets.
In the case of Deflationary and Inflationary Markets, they will have no real effect on these projects and the products they produce. Coincidentally inflation will only increase the value of the products coming out of the projects. Deflationary markets will have very minimal impact on the products produced within these projects since these products are and always will be vital for any country to maintain a stable economy, thus they will always be in very high demand through out the world regardless of the global economic conditions.
Risk issues are always addressed through risk management and the review procedures for each and every investment made. Unlike most projects which have been developed, planned and master planned, every assumption for each project invested in has been tested, validated, verified and proven or it’s not incorporated into these project(s). Each and every project is also backed up by a detailed Input / Output Financial Cash Model which is a detailed Program / Project Financial Blueprint that shows the quarterly inter-relationships of investments, operational production revenues, operational expenses at all levels, taxes, imposts and fees, special circumstances events, and financial obligations during the life of the Program / Project.
Since energy production and consumption is the key element to any industrialized country, and with energy consumption increasing globally at an annual rate of 5 – 6 %, energy is and always will be vital to both the U.S. and Western European Economies. Allocating to Energy and Bio-Fuels production are two major key areas of involvement and investments within our seven pronged program investment strategies approach, which consists of the following options available to us: Energy: Oil & Gas (Example Project to follow), Bio Fuels: Algae Based Bio-Diesel and Jatropha Curcas {plant} direct fuel source. Algae Based Bio-Diesel is a direct fuel source currently available and ready for full scale production and delivery {This is Direct Fuel Source and is not a blend for gasoline or other fuel sources!} Algae Based Bio-Diesel Fuel production utilizes proprietary photo enhanced, micro nutrient enhanced, continuous flow, automated, sensor quality controlled, bio-chemical industrial processes and then are pressed, centrifuged, oils separated from water, water treated, cooked, cracked and treated all within a 12 hour cycle (Start to Finish) to complete one batch made ready for use in any diesel engine. Initially 270 Million Gallons per quarter to several Billion Gallons of bio-diesel per quarter will be produced depending upon the initial size of a project program. This Algae Based Bio-Diesel Fuel source has a Cetane Rating of 105 -117 compared to 80 – 85 Cetane Rating for #1 diesel fuel currently produced by all the major oil companies, which provides more power, better millage and performance while emitting 60 – 70% less emissions across the board vs. normal standard crude oil based diesel fuels. This Algae Based Bio-Diesel product emits no sulfur and or nitrogen into the atmosphere, Alternative Energy: Solar / Concentrated Solar Thermal Power Production, Wind and Electric Fuel Cell Systems, Natural Resources: Gold, Platinum and other Precious Metals Groups and Diamond Mining: Refining, Assaying, Separation using advanced physical technologies and Bullion production of Gold and Platinum as well as Processing, Cutting, Valuation Appraisals of Diamonds and other Precious Stones, Water: Proprietary Water Science / Technology to Produce Fresh Drinking Water to meet Agricultural, Industrial and Human Public Health needs in critically water short areas through Water production, bottling facilities and distribution. This can be accomplished with any available water supply {in ground water tables, above and below ground reservoirs with a high saline content normally not recommended for human consumption}, Sea Waters & Brackish Waters anywhere Globally, Hydroponics: Food Production: Fish Shrimp, Prawns, Fruits Vegetables utilizing USDA inspectors to garner Grade A Choice Status to include direct marketing into Major U.S.A. and International Consumer Demand Markets, and Special Opportunities: Aviation Fuels: JP-1 to JP-12 for Commercial and Military Applications from Algae Based Direct Fuel Sources as well as Advanced Hyper-Speed Information Technologies and other Advanced High Income Generation Project Opportunities as they become available.
It should be noted that traditional large project investments consist normally of only one income generation production element and typically requires three years at the earliest before the investors see any type of modest return on their investment. Our projects produce immediate results in the first year due to their very nature and global demand. These Exclusive World Class Projects which are available to us for investments have no less than 2, but normally include 5 or more Major Integrated Income Production Elements within each project. It should also be noted that each income producing element within these projects are so strong that they could stand on their own and support the entire project, which is why many of these elements are developed together to form an Advanced Integrated Income Generation Project depending upon the requirements and location of the program.
All of the projects that this special opportunity fund invests in involve Proprietary Advanced Technologies and Advanced Physical Science / Processes (not known to the great majority of Asset Manager Companies Staffs). Other types of investment pool managers, hedge funds, etc. do not know or even have access to these world class development engineering people and the technologies assets and projects that they develop, implement and manage. Currently we have in excess of $10 Billion Dollars worth of Advanced High Income Generation Projects available to us for investments.
These projects are developed, implemented and managed by Highly Reliable, Senior Internationally Experienced Technical Managers, Senior Science Managers and Senior Logistics / Project Security Management Staff. There are in excess of 300 Top Level Executive Technical Managers with over 30 years of Experience in each of their perspective Development Sectors available for all projects that our fund invests in. These projects are designed to insure extreme depth of expertise and experience management which is available to any project at any and every stage of the project program, regardless of location of the project anywhere globally.
This fund understands that most Investors, Sovereign Wealth Funds, Major International Banks, Hedge Funds, Fund of Funds, Private Equity Funds and others do not have the technical resources, capability, background and or understanding to evaluate, determine and differentiate between good and bad Large Advanced High Income Generation Projects, Project Developers, Project Implementation Capability and Management of Highly Integrated Multiple Income Steam Revenue Generation Projects.
This is the strength of the Asset Manager and where he excels; during the past several years he has been mentored, tutored and trained by some of the oldest and most highly respected, responsible, highly sought after and experienced Development Engineers who have planned, master planned, developed, managed, evaluated and trouble shot Economic Development Projects, Strong Multiple Stream Income Generation Projects, conducted Nation Building and Humanitarian Projects in over 65 countries during the past 40 years. The training he has received allows him to thoroughly review, comprehend and evaluate Project Development, Project Implementation, Logistics, Security and Management of these projects as well as the risk management associated with each potential investment. This process has provided him with the understanding, knowledge and insights of Project Development, Implementation, Logistics Operations and Infrastructure development of large income generation projects to determine unequivocally, which Highly Advanced Income Production Projects are viable and which ones are questionable investments at best.
A Special Note of consideration is that each investment will bring with it potential tax advantages not typically found with other types of investments. Depending on where the project(s) are located and how the project are legally structured and set up (Development Corporations, Development Authorities, etc. which are authorized by local, state or federal governments) could result in tremendous tax advantages, which each investors tax advisor will need to qualify and determine the best approach for each investors own tax liabilities depending upon their current tax status, situation and strategies.
The results of this Special Investment Vehicle fund are highly advantageous investment opportunities that by far exceed the majority of investment opportunities available to investors from a financial return as well as extremely low risk standpoint by investing in Outstanding Advanced High Income Generation Projects carried out by highly reliable and responsible individuals and organizations.
Face to face meetings are welcomed and encouraged in order to qualify, verify and validate these investment opportunities which stem from the Americana way of project development and implementation with the application of Science, Engineering, Logistics, Security and Management which dates back to over 200 Years during the American Expansion of the United States of America. Never before in the history of mankind has the shear number and sizes of these Consumer Universal Demand Markets been in place and more importantly, primed and ready to handle and accept these vital, crucial and very high demand, commercially valued products coming from these projects.
Headquartered in San Antonio, Texas, Cabal Capital Management, L.L.C. is managed by Kent Sullivan: www.cabalcapitalmanagement.com
Cabal Capital Management, LLC announces the launch of the Legacy Fund, a Special Opportunity Fund which provides special alternative investment opportunities into extremely low risk, and very high financial return Advanced High Income Generation Projects through direct investments.
This fund which is not a private equity fund and is Sharia-Compliant, is unlike all other investment pool funds, hedge funds, etc. that exist today by offering investments that are focused on both strategic and tactical investment opportunities into Highly Advanced Income Generating Project(s) producing crucial and vital, very high demand commercially valued product(s) that are being sold directly into the largest “Major” Consumer, Industrial and Governmental Universal Demand Markets in the world. These investments allow risk adverse accredited investors the ability to participate in the revenues generated from these projects which allows for and achieves both capital growth and preservation, while providing the investor an extremely low risk opportunity with the benefit of dependable and sustainable alpha generation and the long term growth from these projects. These fully integrated projects have been designed to last 40 to 50 years or longer (similar to their predecessors) for their life cycles regardless of the global financial and credit markets.
This fund is well positioned to effectively tap into these markets to the benefits of its investors. The growth dynamics of the United States and Western Europe is based upon local, regional and domestic consumption of all the products these projects produce. This fund is targeting routine and consistent annual double digit returns (15 – 21%) to investors un-correlated to all securities, commodities, currencies and the credit markets themselves since there will not be any exposure to these markets. All project investments within this special investment vehicle have been specifically developed and designed to perform across various business cycles regardless of global economic conditions to include recessionary and depressionary environments as well.
Any tightening regulatory environment, the current global credit crisis, current stock market contractions and wild swings in the commodities markets does not and will not impact our ability to produce consistent annual double digit returns now or in the future for our investors since we will never have, need or rely on the credit markets to establish margin accounts or leveraged positions which most all hedge fund type investment vehicles require to operate. We do not require nor will we ever utilize prime services which the large investment banks provide (Bear Stearns, Lehman Brothers, Merrill Lynch, etc.). We do not rely on the stock, commodity or currency exchanges to generate income since we can not control any of the events occurring in those exchanges for our investors, thus we are totally un-correlated to all securities, commodities, currencies and credit markets.
In the case of Deflationary and Inflationary Markets, they will have no real effect on these projects and the products they produce. Coincidentally inflation will only increase the value of the products coming out of the projects. Deflationary markets will have very minimal impact on the products produced within these projects since these products are and always will be vital for any country to maintain a stable economy, thus they will always be in very high demand through out the world regardless of the global economic conditions.
Risk issues are always addressed through risk management and the review procedures for each and every investment made. Unlike most projects which have been developed, planned and master planned, every assumption for each project invested in has been tested, validated, verified and proven or it’s not incorporated into these project(s). Each and every project is also backed up by a detailed Input / Output Financial Cash Model which is a detailed Program / Project Financial Blueprint that shows the quarterly inter-relationships of investments, operational production revenues, operational expenses at all levels, taxes, imposts and fees, special circumstances events, and financial obligations during the life of the Program / Project.
Since energy production and consumption is the key element to any industrialized country, and with energy consumption increasing globally at an annual rate of 5 – 6 %, energy is and always will be vital to both the U.S. and Western European Economies. Allocating to Energy and Bio-Fuels production are two major key areas of involvement and investments within our seven pronged program investment strategies approach, which consists of the following options available to us: Energy: Oil & Gas (Example Project to follow), Bio Fuels: Algae Based Bio-Diesel and Jatropha Curcas {plant} direct fuel source. Algae Based Bio-Diesel is a direct fuel source currently available and ready for full scale production and delivery {This is Direct Fuel Source and is not a blend for gasoline or other fuel sources!} Algae Based Bio-Diesel Fuel production utilizes proprietary photo enhanced, micro nutrient enhanced, continuous flow, automated, sensor quality controlled, bio-chemical industrial processes and then are pressed, centrifuged, oils separated from water, water treated, cooked, cracked and treated all within a 12 hour cycle (Start to Finish) to complete one batch made ready for use in any diesel engine. Initially 270 Million Gallons per quarter to several Billion Gallons of bio-diesel per quarter will be produced depending upon the initial size of a project program. This Algae Based Bio-Diesel Fuel source has a Cetane Rating of 105 -117 compared to 80 – 85 Cetane Rating for #1 diesel fuel currently produced by all the major oil companies, which provides more power, better millage and performance while emitting 60 – 70% less emissions across the board vs. normal standard crude oil based diesel fuels. This Algae Based Bio-Diesel product emits no sulfur and or nitrogen into the atmosphere, Alternative Energy: Solar / Concentrated Solar Thermal Power Production, Wind and Electric Fuel Cell Systems, Natural Resources: Gold, Platinum and other Precious Metals Groups and Diamond Mining: Refining, Assaying, Separation using advanced physical technologies and Bullion production of Gold and Platinum as well as Processing, Cutting, Valuation Appraisals of Diamonds and other Precious Stones, Water: Proprietary Water Science / Technology to Produce Fresh Drinking Water to meet Agricultural, Industrial and Human Public Health needs in critically water short areas through Water production, bottling facilities and distribution. This can be accomplished with any available water supply {in ground water tables, above and below ground reservoirs with a high saline content normally not recommended for human consumption}, Sea Waters & Brackish Waters anywhere Globally, Hydroponics: Food Production: Fish Shrimp, Prawns, Fruits Vegetables utilizing USDA inspectors to garner Grade A Choice Status to include direct marketing into Major U.S.A. and International Consumer Demand Markets, and Special Opportunities: Aviation Fuels: JP-1 to JP-12 for Commercial and Military Applications from Algae Based Direct Fuel Sources as well as Advanced Hyper-Speed Information Technologies and other Advanced High Income Generation Project Opportunities as they become available.
It should be noted that traditional large project investments consist normally of only one income generation production element and typically requires three years at the earliest before the investors see any type of modest return on their investment. Our projects produce immediate results in the first year due to their very nature and global demand. These Exclusive World Class Projects which are available to us for investments have no less than 2, but normally include 5 or more Major Integrated Income Production Elements within each project. It should also be noted that each income producing element within these projects are so strong that they could stand on their own and support the entire project, which is why many of these elements are developed together to form an Advanced Integrated Income Generation Project depending upon the requirements and location of the program.
All of the projects that this special opportunity fund invests in involve Proprietary Advanced Technologies and Advanced Physical Science / Processes (not known to the great majority of Asset Manager Companies Staffs). Other types of investment pool managers, hedge funds, etc. do not know or even have access to these world class development engineering people and the technologies assets and projects that they develop, implement and manage. Currently we have in excess of $10 Billion Dollars worth of Advanced High Income Generation Projects available to us for investments.
These projects are developed, implemented and managed by Highly Reliable, Senior Internationally Experienced Technical Managers, Senior Science Managers and Senior Logistics / Project Security Management Staff. There are in excess of 300 Top Level Executive Technical Managers with over 30 years of Experience in each of their perspective Development Sectors available for all projects that our fund invests in. These projects are designed to insure extreme depth of expertise and experience management which is available to any project at any and every stage of the project program, regardless of location of the project anywhere globally.
This fund understands that most Investors, Sovereign Wealth Funds, Major International Banks, Hedge Funds, Fund of Funds, Private Equity Funds and others do not have the technical resources, capability, background and or understanding to evaluate, determine and differentiate between good and bad Large Advanced High Income Generation Projects, Project Developers, Project Implementation Capability and Management of Highly Integrated Multiple Income Steam Revenue Generation Projects.
This is the strength of the Asset Manager and where he excels; during the past several years he has been mentored, tutored and trained by some of the oldest and most highly respected, responsible, highly sought after and experienced Development Engineers who have planned, master planned, developed, managed, evaluated and trouble shot Economic Development Projects, Strong Multiple Stream Income Generation Projects, conducted Nation Building and Humanitarian Projects in over 65 countries during the past 40 years. The training he has received allows him to thoroughly review, comprehend and evaluate Project Development, Project Implementation, Logistics, Security and Management of these projects as well as the risk management associated with each potential investment. This process has provided him with the understanding, knowledge and insights of Project Development, Implementation, Logistics Operations and Infrastructure development of large income generation projects to determine unequivocally, which Highly Advanced Income Production Projects are viable and which ones are questionable investments at best.
A Special Note of consideration is that each investment will bring with it potential tax advantages not typically found with other types of investments. Depending on where the project(s) are located and how the project are legally structured and set up (Development Corporations, Development Authorities, etc. which are authorized by local, state or federal governments) could result in tremendous tax advantages, which each investors tax advisor will need to qualify and determine the best approach for each investors own tax liabilities depending upon their current tax status, situation and strategies.
The results of this Special Investment Vehicle fund are highly advantageous investment opportunities that by far exceed the majority of investment opportunities available to investors from a financial return as well as extremely low risk standpoint by investing in Outstanding Advanced High Income Generation Projects carried out by highly reliable and responsible individuals and organizations.
Face to face meetings are welcomed and encouraged in order to qualify, verify and validate these investment opportunities which stem from the Americana way of project development and implementation with the application of Science, Engineering, Logistics, Security and Management which dates back to over 200 Years during the American Expansion of the United States of America. Never before in the history of mankind has the shear number and sizes of these Consumer Universal Demand Markets been in place and more importantly, primed and ready to handle and accept these vital, crucial and very high demand, commercially valued products coming from these projects.
Headquartered in San Antonio, Texas, Cabal Capital Management, L.L.C. is managed by Kent Sullivan: www.cabalcapitalmanagement.com
Self Improvement Materials Available Today
You can use these self improvement products to transform boring train or flights into inspirational personal development and learning experiences. Imagine how much information you could take in a matter of months and what it could do to for your motivation to improve your life.
1. Self improvement audio programs
One of the most effective learning tools available. In the fast paced world of today, finding time to read can be difficult. But it is easy to use otherwise wasted commuting and traveling time productively.
2. Self improvement dvds and videos
There are also those self improvement Videos and DVDs. Although you may not be able to attend all the seminars and workshops that could have a dramatic impact on your personal development and growth, DVD’s and Videos offer easily affordable access to the wisdom and insights of the best self motivation experts. And all this in the comfort of your own home.
3. Self improvement books & eBooks
Self improvement books were traditionally the way that most people discovered the life changing potential of a commitment personal development and self growth.
Most of the classic works of personal development are now also available as eBooks, as are many of the modern greats and bestsellers. eBooks are one of the easiest, most popular and economical ways to expand both your library and your mind.
4. Self improvement coaching and mentoring
Professional self improvement coaching or mentoring is one of the most effective methods of self improvement and one of the best ways to get more out of life generally.
Many of the most successful people in the world contribute a large part of their success, both professionally and personally to the positive influence and guidance of a coach or mentor.
It does not matter if you are an individual trying to make the most of your life, a small business owner or entrepreneur looking for guidance and inspiration, or a senior executive or CEO of a major corporation with responsibilities to shareholders and for large numbers of staff.
Your own personal Coach or Mentor can have a massive impact on your personal development, productivity, results and happiness in every area of your life. Coaching and Mentoring can be face to face, by telephone or online, or often a combination of methods.
Participating in self improvement seminars and workshops with the experts in personal development and self motivation can also be one of the most effective ways to ignite your enthusiasm and passion for life.
This is definitely one of the fastest ways to get you started on the road to a more fulfilling life, and to supercharge your progress toward your goals.
Even if you cannot participate in person and attend a seminar or workshop, there are plenty of opportunities to tune in to a teleseminars with some of the best-known names in self improvement. Many of these are even free of charge so there’s really no excuse for not joining in.
Each one of these self improvement products are made suitable to the needs of those who do not have all the time in the world but is still willing to make more out of themselves.
With all the self improvement products already out in the market, people who are bent on pursuing what they want in life have no more excuse for not doing so.
1. Self improvement audio programs
One of the most effective learning tools available. In the fast paced world of today, finding time to read can be difficult. But it is easy to use otherwise wasted commuting and traveling time productively.
2. Self improvement dvds and videos
There are also those self improvement Videos and DVDs. Although you may not be able to attend all the seminars and workshops that could have a dramatic impact on your personal development and growth, DVD’s and Videos offer easily affordable access to the wisdom and insights of the best self motivation experts. And all this in the comfort of your own home.
3. Self improvement books & eBooks
Self improvement books were traditionally the way that most people discovered the life changing potential of a commitment personal development and self growth.
Most of the classic works of personal development are now also available as eBooks, as are many of the modern greats and bestsellers. eBooks are one of the easiest, most popular and economical ways to expand both your library and your mind.
4. Self improvement coaching and mentoring
Professional self improvement coaching or mentoring is one of the most effective methods of self improvement and one of the best ways to get more out of life generally.
Many of the most successful people in the world contribute a large part of their success, both professionally and personally to the positive influence and guidance of a coach or mentor.
It does not matter if you are an individual trying to make the most of your life, a small business owner or entrepreneur looking for guidance and inspiration, or a senior executive or CEO of a major corporation with responsibilities to shareholders and for large numbers of staff.
Your own personal Coach or Mentor can have a massive impact on your personal development, productivity, results and happiness in every area of your life. Coaching and Mentoring can be face to face, by telephone or online, or often a combination of methods.
Participating in self improvement seminars and workshops with the experts in personal development and self motivation can also be one of the most effective ways to ignite your enthusiasm and passion for life.
This is definitely one of the fastest ways to get you started on the road to a more fulfilling life, and to supercharge your progress toward your goals.
Even if you cannot participate in person and attend a seminar or workshop, there are plenty of opportunities to tune in to a teleseminars with some of the best-known names in self improvement. Many of these are even free of charge so there’s really no excuse for not joining in.
Each one of these self improvement products are made suitable to the needs of those who do not have all the time in the world but is still willing to make more out of themselves.
With all the self improvement products already out in the market, people who are bent on pursuing what they want in life have no more excuse for not doing so.
Primary Health Center ( Issues , Strength and Scope)
The Primary Health Care (PHC) strategy has proved to be a turning point in the history of health care policy. PHC was defined as “essential health care based on practical, scientifically sound and socially acceptable methods and technology, made universally accessible to individuals and families in the community through their full participation and at a cost that the community and the country can afford to maintain at every stage of development in the spirit of self-reliance and self determination”. PHC was expected to form an integral part of both the country’s health system, of which it is the central function and main focus, and the overall social and economic development of the community. It would be the first level of contact of individuals, the family and community with the national health system, bringing health care as close as possible to where people work and live, and constitute the first element of a continuing health
care process.
PHC comprises eight elements:
ü education concerning prevailing health problems and the methods of preventing and controlling them,
ü promotion of food supply and proper nutrition,
ü adequate supply of safe water and basic sanitation,
ü maternal and child health care, including family planning,
ü immunization against major infectious diseases,
ü prevention and control of locally endemic diseases,
ü appropriate treatment of common diseases and injuries, and
ü provision of essential drugs.
The ideology and principles behind PHC closely match what was and has since been advocated in human development such as social justice, equity, human rights, universal access to services, giving priority to the most vulnerable and underprivileged, and community involvement. It is a recognized fact that the promotion and protection of the health of the people is essential to sustained economic and social development and contributes to better quality of life and to world peace. These prioritized PHC as the main strategy for achieving health for all. Despite this commitment and several years of work, not much has been achieved.
There is a need to examine the implementation of primary health care and identify strategic interventions needed to cope with the new challenges facing health systems, as a contribution to developing an agenda for strengthening PHC in the 21st century.
Key ISSUES that may need TO BE REVIEWED/addressed for strengthening PHC’s are:
ü PHC policy formulation: How was the PHC policy formulated? What was the process of formulating PHC policy, the content of the PHC policy etc.
ü PHC policy implementation: How are the PHC policies being implemented? Aspects to examine include advocacy and marketing, actors and partners, structures and processes etc..
ü PHC resources: What resources are available for PHC implementation, for example human and financial resources, as well as PHC physical resources and structures?
ü PHC monitoring and review: How are PHC policy and strategies being monitored and reviewed?
ü Health trends: What are the trends of the main health and health-related challenges?
PROCESS
Data for the review to be obtained from the following sources:
ü Unstructured interviews with interviewees/informants that have intimate knowledge of PHC implementation, such as policy makers, implementers at all levels, other sectors involved, WHO and other partners.
ü Discussions with a wider audience of people who have intimate knowledge of PHC implementation. These included policy makers implementers, NGOs, private sector, health related institutions, WHO and other partners
ü A desk analysis of available documents and reports specific to the country and extensive analysis of all available published and unpublished documents and materials.
A Review of the Rural Health Care System in India:
Rural Health Care System – the structure and current scenario
The health care infrastructure in rural areas has been developed as a three tier system (see Chart 1) and is based on the following population norms:
1. Centre
Population Norms
2. Plain Area
Hilly/Tribal/Difficult Area
Sub-Centre
5000
3000
Primary Health Centre
30,000
20,000
Community Health Centre
1,20,000
80,000
Sub-Centres (SCs)
The Sub-Centre is the most peripheral and first contact point between the primary health care system and the community. Each Sub-Centre is manned by one Auxiliary Nurse Midwife (ANM) and one Male Health Worker MPW (M) (for details of staffing pattern, see Box 1). One Lady Health Worker (LHV) is entrusted with the task of supervision of six Sub-Centres. Sub-Centres are assigned tasks relating to interpersonal communication in order to bring about behavioral change and provide services in relation to maternal and child health, family welfare, nutrition, immunization, diarrhea control and control of communicable diseases programmes. The Sub-Centres are provided with basic drugs for minor ailments needed for taking care of essential health needs of men, women and children. The Department of Family Welfare is providing 100% Central assistance to all the Sub-Centres in the country since April 2002 in the form of salary of ANMs and LHVs, rent at the rate of Rs. 3000/- per annum and contingency at the rate of Rs. 3200/- per annum, in addition to drugs and equipment kits. The salary of the Male Worker is borne by the State Governments. Under the Swap Scheme, the Government of India has taken over an additional 39554 Sub Centres from State Governments / Union Territories since April, 2002 in lieu of 5434 number of Rural Family Welfare Centres transferred to the State Governments / Union Territories. There are 146026 Sub Centres functioning in the country as on September, 2005 as compared to 142655 in September, 2004.
Primary Health Centres (PHCs)
PHC is the first contact point between village community and the Medical Officer. The PHCs were envisaged to provide an integrated curative and preventive health care to the rural population with emphasis on preventive and promotive aspects of health care. The PHCs are established and maintained by the State Governments under the Minimum Needs Programme (MNP)/ Basic Minimum Services Programme (BMS). At present, a PHC is manned by a Medical Officer supported by 14 paramedical and other staff. It acts as a referral unit for 6 Sub Centres. It has 4 - 6 beds for patients. The activities of PHC involve curative, preventive, primitive and Family Welfare Services. There are 23236 PHCs functioning as on September, 2005 in the country as compared to 23109 in September, 2004.
Community Health Centres (CHCs)
CHCs are being established and maintained by the State Government under MNP/BMS programme . It is manned by four medical specialists i.e. Surgeon, Physician, Gynecologist and Pediatrician supported by 21 paramedical and other staff. It has 30 in-door beds with one OT, X-ray, Labour Room and Laboratory facilities. It serves as a referral centre for 4 PHCs and also provides facilities for obstetric care and specialist consultations. As on September, 2005, there are 3346 CHCs functioning in the country.
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care process.
PHC comprises eight elements:
ü education concerning prevailing health problems and the methods of preventing and controlling them,
ü promotion of food supply and proper nutrition,
ü adequate supply of safe water and basic sanitation,
ü maternal and child health care, including family planning,
ü immunization against major infectious diseases,
ü prevention and control of locally endemic diseases,
ü appropriate treatment of common diseases and injuries, and
ü provision of essential drugs.
The ideology and principles behind PHC closely match what was and has since been advocated in human development such as social justice, equity, human rights, universal access to services, giving priority to the most vulnerable and underprivileged, and community involvement. It is a recognized fact that the promotion and protection of the health of the people is essential to sustained economic and social development and contributes to better quality of life and to world peace. These prioritized PHC as the main strategy for achieving health for all. Despite this commitment and several years of work, not much has been achieved.
There is a need to examine the implementation of primary health care and identify strategic interventions needed to cope with the new challenges facing health systems, as a contribution to developing an agenda for strengthening PHC in the 21st century.
Key ISSUES that may need TO BE REVIEWED/addressed for strengthening PHC’s are:
ü PHC policy formulation: How was the PHC policy formulated? What was the process of formulating PHC policy, the content of the PHC policy etc.
ü PHC policy implementation: How are the PHC policies being implemented? Aspects to examine include advocacy and marketing, actors and partners, structures and processes etc..
ü PHC resources: What resources are available for PHC implementation, for example human and financial resources, as well as PHC physical resources and structures?
ü PHC monitoring and review: How are PHC policy and strategies being monitored and reviewed?
ü Health trends: What are the trends of the main health and health-related challenges?
PROCESS
Data for the review to be obtained from the following sources:
ü Unstructured interviews with interviewees/informants that have intimate knowledge of PHC implementation, such as policy makers, implementers at all levels, other sectors involved, WHO and other partners.
ü Discussions with a wider audience of people who have intimate knowledge of PHC implementation. These included policy makers implementers, NGOs, private sector, health related institutions, WHO and other partners
ü A desk analysis of available documents and reports specific to the country and extensive analysis of all available published and unpublished documents and materials.
A Review of the Rural Health Care System in India:
Rural Health Care System – the structure and current scenario
The health care infrastructure in rural areas has been developed as a three tier system (see Chart 1) and is based on the following population norms:
1. Centre
Population Norms
2. Plain Area
Hilly/Tribal/Difficult Area
Sub-Centre
5000
3000
Primary Health Centre
30,000
20,000
Community Health Centre
1,20,000
80,000
Sub-Centres (SCs)
The Sub-Centre is the most peripheral and first contact point between the primary health care system and the community. Each Sub-Centre is manned by one Auxiliary Nurse Midwife (ANM) and one Male Health Worker MPW (M) (for details of staffing pattern, see Box 1). One Lady Health Worker (LHV) is entrusted with the task of supervision of six Sub-Centres. Sub-Centres are assigned tasks relating to interpersonal communication in order to bring about behavioral change and provide services in relation to maternal and child health, family welfare, nutrition, immunization, diarrhea control and control of communicable diseases programmes. The Sub-Centres are provided with basic drugs for minor ailments needed for taking care of essential health needs of men, women and children. The Department of Family Welfare is providing 100% Central assistance to all the Sub-Centres in the country since April 2002 in the form of salary of ANMs and LHVs, rent at the rate of Rs. 3000/- per annum and contingency at the rate of Rs. 3200/- per annum, in addition to drugs and equipment kits. The salary of the Male Worker is borne by the State Governments. Under the Swap Scheme, the Government of India has taken over an additional 39554 Sub Centres from State Governments / Union Territories since April, 2002 in lieu of 5434 number of Rural Family Welfare Centres transferred to the State Governments / Union Territories. There are 146026 Sub Centres functioning in the country as on September, 2005 as compared to 142655 in September, 2004.
Primary Health Centres (PHCs)
PHC is the first contact point between village community and the Medical Officer. The PHCs were envisaged to provide an integrated curative and preventive health care to the rural population with emphasis on preventive and promotive aspects of health care. The PHCs are established and maintained by the State Governments under the Minimum Needs Programme (MNP)/ Basic Minimum Services Programme (BMS). At present, a PHC is manned by a Medical Officer supported by 14 paramedical and other staff. It acts as a referral unit for 6 Sub Centres. It has 4 - 6 beds for patients. The activities of PHC involve curative, preventive, primitive and Family Welfare Services. There are 23236 PHCs functioning as on September, 2005 in the country as compared to 23109 in September, 2004.
Community Health Centres (CHCs)
CHCs are being established and maintained by the State Government under MNP/BMS programme . It is manned by four medical specialists i.e. Surgeon, Physician, Gynecologist and Pediatrician supported by 21 paramedical and other staff. It has 30 in-door beds with one OT, X-ray, Labour Room and Laboratory facilities. It serves as a referral centre for 4 PHCs and also provides facilities for obstetric care and specialist consultations. As on September, 2005, there are 3346 CHCs functioning in the country.
************************************************************************
Does Investment Land Complement Property Market Investments in a Portfolio?
Mark Twain’s oft heard adage – ‘buy land, they’re not making it anymore’ has been indirectly taken to heart by investors in the UK scouring the markets for the best investment. That is to say that in relation to the boom in the buy-to-let property market it is not the bricks and mortar which rises in value, but the underlying UK land on which the development sits. Indeed, the value of bricks and mortar deteriorates over time, so in some senses a UK property market investment is actually a UK land investment more than anything else.
In this article we will look not at the relative merits of a land investment vis-à-vis a property market investment but at whether the two (ie direct land investment versus indirect land investment) complement each other in an investment portfolio. The former subject is too extensive to discuss here and, at any rate, since many people already have property market assets the pertinent question for them is this: ‘does investment land complement property market holdings or is each investment opportunity best pursued in isolation?’.
Of course much depends on what type of investment land is being considered. For instance, self-build land investment is a natural bed-fellow of buy-to-let property market investment since it is common for investors to develop small plots of UK land and then retain ownership in order to earn rent from the resulting property. However, if your idea of the best investment is not one which involves buying land with planning permission or buying land without planning permission and then developing it out, there are land investment alternatives.
One such is buying land on a professional property and development project. This is sometimes known as Site Assembly land investment and often appeals to the investor for whom self-build land investment is not suitable. The growing market for investment land is being in large part serviced by Site Assembly investment land because, relatively speaking, the number of people investing in land is growing but only a small proportion have the necessary skills and/or appetite for self-build land investment.
With this in mind, we can refine the original question thus: ‘does Site Assembly land investment complement buy-to-let property market investment or is each investment opportunity best pursued in isolation?’ (since Site Assembly land investment is becoming more common).
The key considerations in land investment, and in fact any investment, are threefold:
-Risk (what is the chance of gaining/losing)
-Term (how long is the investment for?)
-Liquidity (how easy is it to exit the investment?)
These criteria will help elucidate whether buy-to-let property market investments and investment land on a Site Assembly project are complementary. In investment terms (ie land investment and otherwise), ‘complementary assets’ are those that provide diversity, so the Risk, Term and Liquidity should be different in each case.
Let’s see:
Buy-to-let property market investment
-Risk: Low
-Term: Long
-Liquidity: High
Site Assembly land investment
-Risk: Medium
-Term: Medium
-Liquidity Low
Although these are generalisations, the above broadly reflect the true nature of buy-to-let property market investment and Site Assembly land investment. Naturally, some buy-to-let property market investments can be medium term just as some Site Assembly land investment projects offer moderate or even high liquidity but generally speaking the information above holds true.
It is therefore reasonable to conclude, working from the premise that complementary investment assets display different profiles (Risk, Term and Liquidity), that Site Assembly land investment and buy-to-let property market investment do complement one another in a portfolio.
This article has not attempted to assess the extent to which investment land is superior to property market investments (or vice-versa). What it has attempted is to consider the growing popularity of investing in land (especially on an existing development projects) and whether such a venture is compatible with a buy-to-let property market investment portfolio.
Rational analysis, as set-out above, suggests that Site Assembly land investment and buy-to-let property market investment are complementary.
In this article we will look not at the relative merits of a land investment vis-à-vis a property market investment but at whether the two (ie direct land investment versus indirect land investment) complement each other in an investment portfolio. The former subject is too extensive to discuss here and, at any rate, since many people already have property market assets the pertinent question for them is this: ‘does investment land complement property market holdings or is each investment opportunity best pursued in isolation?’.
Of course much depends on what type of investment land is being considered. For instance, self-build land investment is a natural bed-fellow of buy-to-let property market investment since it is common for investors to develop small plots of UK land and then retain ownership in order to earn rent from the resulting property. However, if your idea of the best investment is not one which involves buying land with planning permission or buying land without planning permission and then developing it out, there are land investment alternatives.
One such is buying land on a professional property and development project. This is sometimes known as Site Assembly land investment and often appeals to the investor for whom self-build land investment is not suitable. The growing market for investment land is being in large part serviced by Site Assembly investment land because, relatively speaking, the number of people investing in land is growing but only a small proportion have the necessary skills and/or appetite for self-build land investment.
With this in mind, we can refine the original question thus: ‘does Site Assembly land investment complement buy-to-let property market investment or is each investment opportunity best pursued in isolation?’ (since Site Assembly land investment is becoming more common).
The key considerations in land investment, and in fact any investment, are threefold:
-Risk (what is the chance of gaining/losing)
-Term (how long is the investment for?)
-Liquidity (how easy is it to exit the investment?)
These criteria will help elucidate whether buy-to-let property market investments and investment land on a Site Assembly project are complementary. In investment terms (ie land investment and otherwise), ‘complementary assets’ are those that provide diversity, so the Risk, Term and Liquidity should be different in each case.
Let’s see:
Buy-to-let property market investment
-Risk: Low
-Term: Long
-Liquidity: High
Site Assembly land investment
-Risk: Medium
-Term: Medium
-Liquidity Low
Although these are generalisations, the above broadly reflect the true nature of buy-to-let property market investment and Site Assembly land investment. Naturally, some buy-to-let property market investments can be medium term just as some Site Assembly land investment projects offer moderate or even high liquidity but generally speaking the information above holds true.
It is therefore reasonable to conclude, working from the premise that complementary investment assets display different profiles (Risk, Term and Liquidity), that Site Assembly land investment and buy-to-let property market investment do complement one another in a portfolio.
This article has not attempted to assess the extent to which investment land is superior to property market investments (or vice-versa). What it has attempted is to consider the growing popularity of investing in land (especially on an existing development projects) and whether such a venture is compatible with a buy-to-let property market investment portfolio.
Rational analysis, as set-out above, suggests that Site Assembly land investment and buy-to-let property market investment are complementary.
Make the Management of Your Online Store Easier With Store Manager for Zen Cart
Many online stores are based on one of following shopping carts: osCommerce, X-cart, Zen Cart, CRE Loaded etc. This is a base for creation of successful online store. The owner has to take care of many aspects to keep the store competitive. This task demands constant attention of online merchant and latest updates. It is quite difficult for one person or even a few to take care of everything.
One of the essential things the owner of Zen Cart online store has to purchase is Store Manager for Zen Cart. It is a unique application that makes the management and customization of Zen Cart online store easy and effective. Store Manager for Zen Cart is a package deal. You buy it once and it’s yours to have. No additional monthly fees or other mandatory payments!
With help of Store Manager you can easily export Zen Cart products into Excel, edit it and then import products back into Zen Cart store. You can also import products from your supplier (Excel/CSV) into Zen Cart in few moments. The reports for Zen Cart are great.
With the number of records provided by Store anager for Zen Cart you can see at what point potential customers bailed out of the buying process. This information shows where exactly the break down is in your shopping cart. So you can make management of your online store more efficient.
This is a must-have software with user-friendly interface for modern successful online store. It’s very easy to use Store Manager, even if you don’t have even basic SQL skills. It’s quite simple to handle and understand. There are some great add–on modules, which will cost you more money to get. These tools help you to make more aspects of online store automated, leaving the merchant more spare time to take care of other things. They help to keep track of sales and discounts, decorate store for the holidays, send follow-up messages to the customers, create surveys, and in many other matters. It’s up to you to choose, which modules will work best for your particular store.
Zen Cart Store Manager also gives you the tools to make your website, then gives you the merchant tools to manage your website. Should you have any problems or misunderstandings, you can always find proper answers at forums, FAQ’s, or online help service.
In case you are not sure you will handle setup procedure the right way, you can turn to MagneticOne professionals. They will setup the software for you fast and for affordable price. It’s just one less hassle for you to deal with.
Zen Cart Store Manager is a perfect solution for your store. It will help you to make your online store attractive for customers, active and always updated. Save your time and make the management easier and more efficient with Zen Cart Store Manager by MagneticOne!
More detailed product description is available here http://www.zencart-manager.com
One of the essential things the owner of Zen Cart online store has to purchase is Store Manager for Zen Cart. It is a unique application that makes the management and customization of Zen Cart online store easy and effective. Store Manager for Zen Cart is a package deal. You buy it once and it’s yours to have. No additional monthly fees or other mandatory payments!
With help of Store Manager you can easily export Zen Cart products into Excel, edit it and then import products back into Zen Cart store. You can also import products from your supplier (Excel/CSV) into Zen Cart in few moments. The reports for Zen Cart are great.
With the number of records provided by Store anager for Zen Cart you can see at what point potential customers bailed out of the buying process. This information shows where exactly the break down is in your shopping cart. So you can make management of your online store more efficient.
This is a must-have software with user-friendly interface for modern successful online store. It’s very easy to use Store Manager, even if you don’t have even basic SQL skills. It’s quite simple to handle and understand. There are some great add–on modules, which will cost you more money to get. These tools help you to make more aspects of online store automated, leaving the merchant more spare time to take care of other things. They help to keep track of sales and discounts, decorate store for the holidays, send follow-up messages to the customers, create surveys, and in many other matters. It’s up to you to choose, which modules will work best for your particular store.
Zen Cart Store Manager also gives you the tools to make your website, then gives you the merchant tools to manage your website. Should you have any problems or misunderstandings, you can always find proper answers at forums, FAQ’s, or online help service.
In case you are not sure you will handle setup procedure the right way, you can turn to MagneticOne professionals. They will setup the software for you fast and for affordable price. It’s just one less hassle for you to deal with.
Zen Cart Store Manager is a perfect solution for your store. It will help you to make your online store attractive for customers, active and always updated. Save your time and make the management easier and more efficient with Zen Cart Store Manager by MagneticOne!
More detailed product description is available here http://www.zencart-manager.com
Why Personal Development is Important to Your Home Based Business
Personal Development. When you start a home based business personal development becomes very important but sometimes that importance is not realized until several months have gone by. You may spend those first few months focusing only on learning the business, product and compensation plan. Or you could believe that by attending company conference calls and business presentations that you are gaining personal development. Most of the time this is not the case.
Most successful entrepreneurs will say to work more on yourself than you do your business. What does this mean? There are several ways to gain personal development. Books, DVDs, Cd’s, online courses, and seminars are just a few that you can use for your home based business. A new exercise program, dietary research, and personal hygiene can be used for physical personal development. You may go even further and decide to work on your spiritual development and can do that be attending your personal religions’ church or temple, reading spiritual books, and learning how to have a relationship with your God.
Let’s take a closer look at using your personal development for your home based business. You may want to sit down and write down your weaknesses pertaining to you business as well as your strengths and then systematically start creating situations where you are making both stronger. Weaknesses are important to improve upon, but strengths are going to carry you so improving your strengths is just as important.
Pick some mentors to mold yourself after. Each business that you are in will have several mentors available to you whether they are in your business or in your industry. Surrounding yourself with these leaders will make you become stronger, more confident, and focused in your business. Your most important mentors can be people that you have never even met. They are leaders whose material you follow and learn to create greatness within yourself. Call the leaders within your organization- interview them, take them to lunch if possible, and ask them how they got where they are at. I guarantee it was through personal development coupled with a determination and desire to succeed.
Set goals for yourself on a daily basis. Personal development should be twenty percent of your daily activities. So if you are working a five hour day in your home based business four hours should be spent on your business and one hour spent on your personal development. Decide what you are going to be doing and stick to it. Start small and work up to where you want to be. You definitely do not want to overwhelm yourself with too much information. Realize that everything that you read, see and hear may not be for you but take the key components that are and apply them to your home business and your life.
Make sure that the business that you choose has a way set up for you to gain personal development from within the business. Many businesses offer webinars or calls with industry personal development coaches, have recommendation site for reading, or provide referrals for seminars to attend. Having a business that promotes personal development as well as the business is key to your success.
Most successful entrepreneurs will say to work more on yourself than you do your business. What does this mean? There are several ways to gain personal development. Books, DVDs, Cd’s, online courses, and seminars are just a few that you can use for your home based business. A new exercise program, dietary research, and personal hygiene can be used for physical personal development. You may go even further and decide to work on your spiritual development and can do that be attending your personal religions’ church or temple, reading spiritual books, and learning how to have a relationship with your God.
Let’s take a closer look at using your personal development for your home based business. You may want to sit down and write down your weaknesses pertaining to you business as well as your strengths and then systematically start creating situations where you are making both stronger. Weaknesses are important to improve upon, but strengths are going to carry you so improving your strengths is just as important.
Pick some mentors to mold yourself after. Each business that you are in will have several mentors available to you whether they are in your business or in your industry. Surrounding yourself with these leaders will make you become stronger, more confident, and focused in your business. Your most important mentors can be people that you have never even met. They are leaders whose material you follow and learn to create greatness within yourself. Call the leaders within your organization- interview them, take them to lunch if possible, and ask them how they got where they are at. I guarantee it was through personal development coupled with a determination and desire to succeed.
Set goals for yourself on a daily basis. Personal development should be twenty percent of your daily activities. So if you are working a five hour day in your home based business four hours should be spent on your business and one hour spent on your personal development. Decide what you are going to be doing and stick to it. Start small and work up to where you want to be. You definitely do not want to overwhelm yourself with too much information. Realize that everything that you read, see and hear may not be for you but take the key components that are and apply them to your home business and your life.
Make sure that the business that you choose has a way set up for you to gain personal development from within the business. Many businesses offer webinars or calls with industry personal development coaches, have recommendation site for reading, or provide referrals for seminars to attend. Having a business that promotes personal development as well as the business is key to your success.